Best known for its Green, Gold, and Platinum charge cards, AmEx also features a number of other popular offers for consumers.
Credit Cards • Best Offers of 2012
Are you in the market for a new credit card? Did you know that there are nearly 1,000 different credit cards on the U.S. market alone?
CreditCards.org invites you to research our independent rankings of 2012's best credit cards to choose the best offer for your financial needs. We continually update our database as issuers change rates, features, and even approval standards for each offer.
CreditCards.org invites you to research our independent rankings of 2012's best credit cards to choose the best offer for your financial needs. We continually update our database as issuers change rates, features, and even approval standards for each offer.
More from the CreditCards.org Newsroom
1-27-2012
by Dan Seitz
|
1-25-2012
by Chris Martin
|
12-5-2011
by Neil Hayashi
|
Compare Credit Cards • Offers & Reviews
Credit Card Issuers With its iconic commercials that ask "What's in your wallet?" Cap One has become a leading issuer of no-hassle rewards cards.  Formally known as Chase Manhattan Bank, this issuer features a variety of offers with great APRs and rewards.  Citigroup has been a leading US bank for decades and issues popular cards to consumers, businesses, and students.  Discover Card offers are well-known for their low rates and cashback bonuses for people with good credit history.  With millions of cardholders across the US, First PREMIER® Bank is a leading issuer for those with less-than-perfect credit.  The MasterCard® brand, known for its "Priceless" ad campaigns, is accepted for payment at millions of locations globally.  Issued by HSBC Bank, Orchard Bank credit cards give applicants an opportunity to build a strong credit history.  The #1 payment card used in the world, the Visa brand is a benchmark accepted in more than 200 countries and territories. Cards by Credit Rating
|
Credit Card Types Pay zero interest on purchases and/or balance transfers during a special introductory period. Get a 0% interest rate for up to 12 months.  Earn free airline miles and travel rewards from a variety of issuers. Get rewarded with a free flight or free hotel stay.  If you have a damaged or adverse history, these offers may be right for you. These are designed for people with poor credit ratings.  Transfer one or more of your current balances to a lower APR. Save money in interest by finding a 0% intro rate special offer.  Compare the overall top offers as rated by feature, interest rate, approval standards, and other important factors.  Earn some extra cash every time you make a qualified purchase. Take advantage of extra cashback in a number of popular categories.  Beat high gas prices by receiving a rebate with every gas purchase. Use your card at the pump and reap the savings and rewards.  Get approved online in seconds with instant approval. Apply securely and get a response instantly from an array of providers.  Comparison of the lowest APRs on purchases and transfers. Apply for an interest rate that best suits your personal finances.  Load a Visa or MasterCard debit with funds and only spend what you've loaded. Great for maintaining a budget and fiscal discipline.  Earn rewards like merchandise, travel, cash back, and more. Build up points and trade them in for the reward of your choosing.  Featuring high credit limit and great rates for small businesses. Get rewards, cash back, and other special deals for your business.  Turned down by others? Make a deposit to secure a credit line. Rebuild your FICO ratings with positive account activity.  See a comparison of offers tailored to the needs of students 18 years and older. Earn points and rebates while building your credit history.  Review a list of offers that do not require the cardholder to make a security deposit in order to secure a line of credit. |
News, Tips, & Advice on Credit Cards • Latest from our Blog
|
01-27-2012
About the only thing nice we can say about the latest Israeli-Palestine conflict is, well, at least they're not actually shooting at each other. Instead they're trying to ruin each other's credit ratings and deface each other's Facebook walls. Yes, it's war, but war as teenaged geeks fight it. Recently, we told you about oxOmar, a hacker from the United Arab Emirates working and studying in Mexico who managed to breach two Israeli...
|
|
01-25-2012
Believe it or not, the American recession did produce a positive result: interest rates were pushed downward for all kinds of financial instruments. For example, 30-year fixed mortgage rates are now hovering around 4. 2% (which is close to record lows), the prime lending rate is well below 4%, and the average 48-month auto loan reached an all-time low of 5. 27% - and it may go even lower than that. But one interest rate that isn't plunging is the...
|
|
01-24-2012
Suze Orman has risen to become America's financial coach: she teaches us how to save money, how to spend money, and how to invest money. She's so popular that she's ironically become a brand unto herself, moving merchandise and, we're assuming, making quite a lot of money along the way. But we're wondering how, exactly, she'd feel about the prepaid debit card carrying her face and her name. Celebrities and prepaid debit cards have...
|
Card APR Report
Your credit rating has a direct impact on the interest rate you'll pay on your credit cards. See below for today's APR averages:
| Credit Rating | APR Avg |
| Excellent Credit | 12.51% |
| Good Credit | 16.57% |
| Fair Credit | 20.87% |
| Bad/No Credit | 34.26% |
Credit Card News
Tools & Resources
Read help articles relevant to your personal finances.
News and advice videos from a variety of sources.
Tips & Advice
Dan Seitz
|
Dan Seitz
|
Chris Martin
|
