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HSBC Gold Mastercard® credit card

Intro APR Purchase
0% Introductory APR on credit card purchases for the first 18 months from account opening
Apply Now Credit Needed Good/Excellent

Intro APR Balance Transfer

0% Introductory APR on balance transfers for the first 18 months from account opening

Regular APR

Variable APR of 12.74%, 16.74% or 20.74% will apply after the Introductory Period

Annual Fee

$0
Pros
  • One of the market leaders in 0% APR on purchases and balance transfers
  • No annual fee
  • No foreign transaction fees
  • Relatively low Regular APR
Cons
  • No rewards program

Card Highlights

  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.74%, 16.74% or 20.74% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees

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