0% Purchases Credit Cards

0% Intro APR Credit CardsA 0% intro APR credit card gives cardholders the benefit an interest-free introductory period on their purchases and/or balance transfers, as long as the account is kept in good standing during that time. Paying zero interest on your balance can save a lot of money in the long term. The following are the best 0% intro APR credit card offers as selected by the CreditCards.org staff:

Chase Freedom® Visa - $100 Bonus Cash Back Experts Choice Offer
Chase Freedom® Visa - $100 Bonus Cash Back Apply Now
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  • 0% Intro APR for 15 months on purchases and balance transfers
  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
  • 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-15 mths* 0%-15 mths* 13.99%-22.99% (Variable)* N/A* Excellent Credit*
Intro APR Purchases 0%-15 mths*
Intro APR Balance Transfer 0%-15 mths*
Regular APR 13.99%-22.99% (Variable)*
Annual Fee N/A*
Credit Needed Excellent Credit*
Citi Simplicity® Card
Citi Simplicity® Card Apply Now
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  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-18 mths* 0%-18 mths* 12.99% - 21.99% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-18 mths*
Intro APR Balance Transfer 0%-18 mths*
Regular APR 12.99% - 21.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
BankAmericard® Visa® card
BankAmericard® Visa® card Apply Now
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  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, the regular APR
  • No annual fee
  • Enjoy Purchase Replacement coverage on lost, damaged or stolen purchases
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0% -15 billing cycles* 0% - 15 billing cycles for balance transfers made in the first 60 days* 10.99%-20.99% Variable* $0* Excellent Credit*
Intro APR Purchases 0% -15 billing cycles*
Intro APR Balance Transfer 0% - 15 billing cycles for balance transfers made in the first 60 days*
Regular APR 10.99%-20.99% Variable*
Annual Fee $0*
Credit Needed Excellent Credit*

*Regular APR applies to both purchases and balance transfers

Discover it® Card
Discover it® Card Apply Now
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  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-14 mths* 0%-14 mths* 10.99 - 22.99% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-14 mths*
Intro APR Balance Transfer 0%-14 mths*
Regular APR 10.99 - 22.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
Slate® from Chase
Slate® from Chase Apply Now
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  • 0% Introductory APR for 15 months on purchases and balance transfers!*
  • Introductory Offer - No Balance Transfer Fee!*
  • Transfer a balance during the first 60 days your account is open, and as an introductory offer you will pay no balance transfer fee!*
  • Avoid interest and pay down balances faster with free Blueprint® features*
  • Patented Fraud Protection and zero liability on unauthorized purchases*
  • Add an additional card user to your Slate account at no extra cost*
  • No Annual Fee*
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-15 mths* 0%-15 mths* 11.99%-21.99% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-15 mths*
Intro APR Balance Transfer 0%-15 mths*
Regular APR 11.99%-21.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card Apply Now
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  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi(R) Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass(R).
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-18 mths* 0%-18 mths* 11.99%-21.99% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-18 mths*
Intro APR Balance Transfer 0%-18 mths*
Regular APR 11.99%-21.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
Capital One® Platinum Prestige Credit Card
Capital One® Platinum Prestige Credit Card Apply Now
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  • 0% intro APR until August 2014 on purchases
  • 0% intro APR until August 2014 on balance transfers
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-until August 2014* 0%-until August 2014* 10.90%-18.90% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-until August 2014*
Intro APR Balance Transfer 0%-until August 2014*
Regular APR 10.90%-18.90% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
Citi Simplicity® Card
Citi Simplicity® Card Apply Now
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  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-18 mths* 0%-18 mths* 12.99% - 21.99% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-18 mths*
Intro APR Balance Transfer 0%-18 mths*
Regular APR 12.99% - 21.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
Capital One® VentureOne℠ Rewards Credit Card
Capital One® VentureOne℠ Rewards Credit Card Apply Now
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  • 0% intro APR on purchases until May 2014
  • 1.25 miles per dollar on every purchase, every day and no annual fee
  • One-time bonus of 10,000 miles once you spend $1,000 dollars on purchases within the first 3 months, equal to $100 on travel.
  • Redeem miles for airline tickets, hotel rooms, car rentals and more
  • No limit on the miles you can earn and miles don't expire
  • Fly on any airline, any time with no blackout dates
  • No foreign transaction fees
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-until May 2014* N/A* 11.90%-19.90% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-until May 2014*
Intro APR Balance Transfer N/A*
Regular APR 11.90%-19.90% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
Capital One® Cash Rewards - $100 Cash Back Bonus
Capital One® Cash Rewards - $100 Cash Back Bonus Apply Now
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  • 0% intro APR on purchases and balance transfers until May 2014.
  • $100 bonus after you spend $500 on purchases within the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • No annual fee
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-until May 2014* 0%-until May 2014* 12.90%-20.90% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-until May 2014*
Intro APR Balance Transfer 0%-until May 2014*
Regular APR 12.90%-20.90% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*

Related Offers

Springleaf Financial Loans
Springleaf Financial Loans Apply Now
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  • Loans from $1,000 - $25,000 or more
  • Lower Interest rates
  • Loans for ANY Reason
  • Loans to meet your needs & fit your budget
  • 1,100 branch locations for your convenience
Apply Now
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