Tips & Advice

Helping you make better personal finance decisions.

Paying credit card debt

5 Tips To Get Out Of Credit Card Debt Quickly

By: Creditcards.org Team
If you don’t know how to get rid of credit card debt, you’re not alone. The average American household carries $16,883 in credit card debt, with the national consumer debt totaling a staggering $784 billion. While the road to living... Read More...
Grow your savings

7 Ways to Make Money Off Your Savings

By: Creditcards.org Team
If you have savings and aren’t willing to make a risky, or long-term investment, then you’re probably frustrated by how little you can make off of interest. Savings interest rates have endured almost a decade without offering anything... Read More...
Student loan debt

The Do's and Don'ts of Eliminating Your Student Loan Debt

By: Creditcards.org Team
What’s difficult to avoid, almost everyone has it, and you struggle with it for years? It’s not the black plague. If you guessed student loan debt, then you are right on the money. Student loan debt afflicts 44 million Americans and 70%... Read More...
Man throwing money

Where Did It All Go? A Guide To Managing Your Spending

By: Creditcards.org Team
 Managing how much you spend, and what you spend your money on, are difficult things to master. We can think of a number of reasons why you want to track your spending: you want to make cuts so you can save more, pay down debt or stop... Read More...
Rent v buy

Should I Rent or Should I Buy?

By: Creditcards.org Team
If you’re a millennial then you’ve given some thought about whether you want to rent or buy the next place you live in. With so much to consider it’s hard to break it all down. After all, questions like, when is a good time for me? Or, can I even... Read More...
Rsz roll of money

2018's Best Credit Cards for Excellent Credit

By: Creditcards.org Team
By consistently making your monthly payments on time and taking a responsible approach to your personal finances, your credit score will steadily climb until you have excellent credit. Having a high credit score will open many doors and... Read More...
Another atm shot

Top Three Secured Credit Cards of 2018

By: Creditcards.org Team
If your applications for credit cards are routinely denied because of a low or non-existent credit score, try applying for a secured credit card. These cards require you to make a deposit with the card issuer or to set aside a security deposit in... Read More...
Untitled 2

Best Credit Cards for the 2017 Holiday Season

By: Creditcards.org Team
As you prepare for the holiday season, expect your wallet to take a hit no matter how frugal you are. Whether you’re planning to shop ‘til you drop, travel, or simply want to get the most bang for your buck, we have credit cards that... Read More...
Holiday debt

8 Ways to Combat Rising Holiday Credit Card Debt

By: Creditcards.org Team
Giving and sharing is what the holiday season is all about. It feels good when you share a gift with loved ones and friends that bring joy, tears and happiness. Many folks don’t like to think about the price of these wonderful emotions... Read More...
Black friday

Your 2016 Guide To Shopping Black Friday

By: Creditcards.org Team
Black Friday is nearly upon us, and if you plan on shopping on the busiest retail day of the year then do yourself a favor and come prepared. If you’ve shopped on Black Friday in the past then you know that having an idea of what you want is... Read More...
Millennials shopping

How To Shop Like A Millennial This Holiday Season

By: Creditcards.org Team
Holiday shopping is here, and just like in years past we’re seeing old traditions fade away and new traditions come alive. The fact that fewer people, especially Millennials, are using retail stores is certainly not breaking news. But if... Read More...
Holiday travel

Holiday Travel Made Easier

By: Creditcards.org Team
If you’re among the tens of millions of Americans travelling by air during the holiday season, then you’ve either bought a ticket or are sweating bullets because you’re waiting for whatever reason. There are many considerations... Read More...