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Tips & Advice

Helping you make better personal finance decisions.

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Nontraditional Ways of Saving for Retirement

By: Creditcards.org Team
When most Americans talk about saving for retirement, the discussion usually revolves around traditional retirement funds such as 401(k)s and IRAs. While this is definitely a great place to start researching and strategizing, the reality is that... Read More...
Mature couple retirement planning

5 Retirement Money Wasters that Seniors should Avoid

By: Creditcards.org Team
For most retirees, the cost of living drops once you decide to retire – you no longer need to invest in office attire or spend money commuting to work, you’re no longer supporting children or paying for education costs (hopefully!) and you can... Read More...
Little boy with piggy bank

5 Lessons to Teach your Kids about Retirement

By: Creditcards.org Team
One of the unfortunate realities surrounding retirement in the United States is that many people spend more years in the workforce than they had anticipated since they didn’t save adequately for their retirements. This post is about making sure... Read More...
Senior asian couple

5 Ways Seniors Can Keep Earning Money During Retirement

By: Creditcards.org Team
Given the precarious state of the national economy, many older Americans are concerned that they haven’t saved up enough money to last their entire retirement. As such, it’s never been more important for retirees to have reliable ways of... Read More...
Grandma and daughter

How to Prepare for Retirement In Your 20s, 30s, 40s and Beyond

By: Creditcards.org Team
It seems like young adults can barely graduate high school these days without experiencing the anxiety that goes along with planning for retirement. The good news is that starting early and being proactive about your retirement plans can help you... Read More...
Women working in flower shop

7 Great Part-Time Jobs For Retirees

By: Creditcards.org Team
The 21st century has brought many changes in the characteristics of those retiring.  Whereas retirement used to be seen as the time you left the work force for good, this is no longer the case. Bank of America Merrill Lynch in partnership with... Read More...
Retired golfing

Transitioning to Retirement - A Look at What You Need to Know

By: Creditcards.org Team
Most people go their entire career thinking about retirement and just much how they will enjoy life when the time comes. But in order to truly appreciate all your years of hard work, it’s important to make sure you’ve got all your bases covered.... Read More...
Mature black couple

10 Most Affordable Places to Retire

By: Creditcards.org Team
From sunny, tropical Florida to a historically significant city in Texas, America has plenty of cities that are quite inexpensive for retirees to settle and enjoy their golden years. Let’s take a look at the top 10 most affordable places to... Read More...