What’s the Difference Between Unsecured and Secured Credit Cards?

With all of the credit cards available on the market today, it is easy to get confused.  Let’s look at two primary categories of credit cards:  unsecured and secured.Unsecured credit cards are what most people think of when they... Read More

What Is A Prepaid Credit Card?

With all of the credit card offers you may be seeing on TV and in your mailbox, you have likely heard of prepaid credit cards before.  Do you know what they are, why you might want one, or how to get the most out of their use? What is a... Read More

Securing Your First Credit Card: How to Do it Right from the Start

If you’ve checked your mail or shopped at a retail store recently, chances are an eye-catching ad or an eager salesperson have done their best to persuade you into applying for a credit card. Opportunities to establish credit are everywhere... Read More

5 Credit Card Perks You Might Not Be Aware Of

When you’re shopping around for a credit card, you want the best deal you can get.  Low APR?  Check.  No annual fee?  Check.  Cash back on every purchase?  Check.  But what about those unusual perks that... Read More

Are Cash Advances Worth It?

Cash advances might seem like a great idea when you need money right now, but their true price won't hit home until after your visit to the ATM. Let's take a look at what to expect once the dollar bills start flowing.The BenefitsCredit... Read More

Are you Susceptible to Identity Theft? You Might be Surprised!

Identity theft is a hot topic in the media and is something everyone should be worried about.  If your identity is stolen, it could turn your life upside down quickly and can take months to repair the damages.  Anyone who uses the... Read More

Are Hotel Rewards Better Than Airline Rewards?

Free nights or free flights? What’s best for you?Major airlines pioneered the concept of rewards travel but, in many ways and for many travelers, the big hotel chains are now flying high in popularity.Which credit cards and which awards... Read More

Learn How to Increase Your Credit Limit

To obtain an increased credit limit, you'll needs a long-term plan. Unless you have perfect credit already, you should aim for 6  months of impeccable credit before asking for a limit increase. Issuers are also more likely to... Read More

5 Ways College Students Can Build Their Credit

Between pizza and parties, good credit might be low on the priority list of the average college student.  Yet a high credit score makes it easier to get a car loan, rent an apartment, and cope with unexpected financial... Read More

5 Common Causes of Credit Card Debt

In this golden age of loans and credit lines, it seems like every adult in the United States has at least some credit card debt. While no one can completely predict their financial circumstances, the good news is that you can always work toward... Read More