Traveling over the holiday season can be pricey, but bringing along a travel rewards credit card can significantly reduce the cost of your entire travel experience. For starters, credit cards geared towards vacationers typically waive foreign transaction fees, which can save you money on every one of your purchases abroad. Moreover, with certain cards, you’ll be able to earn extra points on travel purchases, such as on hotels, airfare, and at restaurants. Even better, by choosing a travel rewards credit card that come with a signup bonus, you’ll be able to acquire a ton of bonus points for simply opening the card.
1. Capital One® Venture® Rewards Card
The Capital One® Venture® Rewards card is one of the best travel rewards cards on the market, and it’s an even better buy during the holidays. The Venture® Rewards card not only offers a highly competitive early spend bonus, but also waives any foreign transaction fees, and annual fee the first year. This card boasts 2X miles for every dollar spent and extreme flexibility with no blackout dates. If you’re looking for a no hassle rewards card, The Capital One® Venture® Rewards card has you covered!
- Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
- Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
- Named ‘The Best Travel Card' by CNBC, 2018
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- Fly any airline, stay at any hotel, anytime; no blackout dates
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- No foreign transaction fees
- $0 intro annual fee for the first year; $95 after that
2. Bank of America Travel Rewards®
Seeing as Bank of America was the first bank to issue credit cards, they might be one of the most trusted names in banking. The Bank of America Travel Rewards® credit card does not disappoint. Although it offers a slightly lower sign up bonus, it makes up for it with 0% APR for 12 billing cycles. The Bank of America Travel Rewards® credit card also offers 1.5 points per every dollar spent, and you'll never pay an annual fee or foreign transaction fees. Here’s the kicker, if you’re a Bank of America customer, you get an additional 10% customer bonus points on every purchase too! If you’re looking for a no fuss card with easy to redeem points, this card is for you.
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- NEW OFFER: 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- Comes with chip technology for enhanced security and protection at chip-enabled terminals
- 0% Introductory APR for 12 billing cycles for purchases, then 16.74% - 24.74% Variable APR
- Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
- If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%
3. Citi ThankYou® Premier Card
The third card to make our top list is the Citi ThankYou® Premier Card. Like the Venture® card, ThankYou® Premier offers a highly competitive sign-up bonus which equates to $625 in travel rewards when you redeem through ThankYou® Travel Center. The points system is designed to really benefit the frequent traveler with 3x points on travel and gas, 2X points on dining and 1 point per dollar on all other purchases. Citi offers premium travel and purchase benefits like points transfer programs and no foreign transaction fees, so if you’re looking for good rewards and peace of mind, this might just be your card.
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3X Points on Travel, Including Gas Stations
- Earn 2X Points on Dining Out & Entertainment
- Earn 1X Points on All Other Purchases
- 60,000 Points are redeemable for $750 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $600 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- Points Transfer allows you to transfer points to participating airline loyalty programs
- No Foreign Transaction Fees on purchases*
No matter where you chose to spend your holidays, don’t leave home without your travel rewards credit card. Travel, Earn, Redeem, Repeat. That’s our holiday motto!