For consumers who want to take advantage of credit card rewards without getting bogged down with fees and complex points systems, the BankAmericard Cash RewardsTM credit card is exactly what you need. You’ll be able to earn cash back on every single one of your purchases—even double and triple rewards on purchases in certain categories—without having to pay an annual fee to get started. Here’s everything you need to know about the BankAmericard Cash RewardsTM credit card:
Forget the Fees
While most credit cards with rewards require you to pay an annual fee, the BankAmericard Cash RewardsTM credit card, is one of the few cards that comes with great perks and no yearly fee. The rewards that you earn will last forever, and you won’t have to pay a penny annual in fees in order to maintain the card. While the rewards may not be as lucrative as others that come with annual fees, you’ll have the peace of mind in knowing that you won't have to make a payment each year for simply owning the card.
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Besides for getting away without an annual fee, the BankAmericard Cash RewardsTM credit card also provides you with a cash signup bonus, which means you’ll receive money as soon as you pass the designated spending threshold. The minimum amount you have to spend in order to receive the cash is much lower than with other rewards cards, enabling you to cash in on your bonus without racking up unnecessary charges.
Even after cashing in your signup bonus, it’s easy to continue amassing points with your BankAmericard Cash RewardsTM credit card. In addition to earning 1% cash back on every purchase, you'll also earn, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter. This will allow you to save money on everyday expenses, without forcing you to change your spending habits or put up with the hassles of a more complex credit card.
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Summary: Simple Rewards with No Annual Fees
If you’re looking into a credit card that will let you capitalize on rewards without requiring you to pay an annual fee, then the BankAmericard Cash RewardsTM credit card is a superb option. Especially if you’re not a big spender, this card will allow you to earn cash back and save money each month without making you pay anything in return.