Do you have some debt you want to pay off? Are you planning on buying a new bedroom set? Or maybe you just want to charge some airline tickets for your honeymoon. If you need a few extra months to pay off a purchase, you should consider getting a credit card with a 0% introductory APR on purchases. The catch is to make sure you plan your payments correctly so you’re not stuck with a huge balance at the end of your introductory period with a high-interest rate. Making sure you pay off your entire balance in the introductory period is key to making this card beneficial instead of detrimental to your credit.
Another perk for 0% APR cards is that most of them offer a rewards program. Not only can you buy your airfare to Europe, but you can also receive a sign-up bonus for spending a certain amount in the first few months. There are a variety of rewards cards that offer a 0% introductory offer, you just have to pick the one that is right for you! Here are our 2016 Top Picks for 0% APR credit cards:
Click Here to see all of our credit cards with great intro rewards!