Laptop and coffee great day for finance
advice

The 3 Most Popular Credit Cards for People with Fair Credit

The 3 Most Popular Credit Cards for People with Fair Credit

Editorial Disclosure: Editorial content, including card comparisons and card reviews are not provided or commissioned by the credit card issuer. Opinions expressed here are the author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Creditcards.org may be compensated through Affiliate Programs for referrals.

• Posted: August 01, 2015 • Updated: March 21, 2017

Consumers with fair credit are eligible for credit cards which encourage and reward financially sound decisions.  By signing up for one of these cards and taking a responsible approach to your finances, you’ll be able to directly improve your credit score faster than you thought possible. With far greater rewards and lower fees than those offered to consumers with no credit, these three options offer individuals a lot to gain and little to lose.   
1. Capital One® QuicksilverOne® Cash Rewards Credit card Capital One® QuicksilverOne® Cash Rewards Credit card
A superb option for those with fair credit, the Capital One® QuicksilverOne® offers worthwhile perks while allowing you to improve your credit score. With a low annual fee and unlimited rewards that never expire, this credit card understandably boasts a very high customer satisfaction rating. Moreover, by making your monthly payments on time, you’ll be rewarded with a higher credit line.

Additionally, you’ll be able to take advantage of Capital One®’s impressive fraud coverage, which includes $0 liability if your card is lost or stolen. With included travel insurance and 24/7 assistance available, the QuicksilverOne® is ideal for those frequently on the go.
Apply

Affiliates quicksilverone generic 500x315

Capital One® QuicksilverOne® Cash Rewards Credit Card

Learn More


Card Highlights:
bullets
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your QuicksilverOne card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Help strengthen your credit for the future with responsible card use

Another plus of the Barclaycard® Rewards MasterCard® is that you’ll receive help with raising your credit score in multiple ways. For example, you’ll be sent alerts when changes in your credit score are observed. Furthermore, you’ll be eligible for a credit line increase if you consistently make your payments on time, which can also improve your credit score.
Apply
Card Highlights:
bullets


3. Capital One® Platinum Credit Card Capital One® Platinum Credit Card
This MasterCard will help you improve your credit score and enable you to take advantage of Capital One®’s user-friendly Credit Tracker tool without having to pay an annual fee. If you’re looking for a safe credit card that comes with comprehensive fraud protection and a reasonable APR, then the Capital One® Platinum Card should be on your radar.

Like all other Capital One® cards, this platinum card comes with customer service around the clock, 24/7 account monitoring, and personalized payment schedules to maximize their convenience.  With no transfer fee and timely credit increases, the Capital One® Platinum Card regularly receives positive reviews from a wide range of consumers.
Apply

Affiliates blue steel mc flat 500x315

Capital One® Platinum Credit Card

Learn More


Card Highlights:
bullets
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use

Click Here to view all of our cards for fair credit holders >>

We think you'll also enjoy
Identity theft with ssn
Are you Susceptible to Identity Theft? You Might be Surprised!
Mature couple with finanical advisor
When Should You Consult a Financial Advisor?
Asian woman with credit card   header photo
Securing Your First Credit Card: How to Do it Right from the Start

SIGN UP FOR OUR NEWSLETTER

We want to hear from you and encourage a lively discussion among our users. Please help our site stay clean and safe by following our posting guidelines, and avoid disclosing any personal information such as phone numbers or bank account information.

The comments posted below are not provided, reviewed or approved by the card issuers or advertisers. Additionally the card issuer does not assume responsibility to ensure that all posts and/or questions are answered.

Browse by Category