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Tips & Advice

Helping you make better personal finance decisions.

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How to Handle Credit Report Errors

By: Creditcards.org Team
Everyone makes mistakes, and the credit reporting agencies are no exception. According to a 2013 Federal Trade Commission study, one in four consumer credit reports contain errors. Credit report errors can be anything from minor misses, like an... Read More...
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Best Credit Cards with No Foreign Transaction Fees

By: Creditcards.org Team
If you’re planning a vacation outside of the United States, you should never leave the country without a no foreign transaction fee credit card. You may not know, that many credit card companies will charge you an additional fee... Read More...
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4 Smart Ways to Spend Your Tax Refund

By: Openskycc.com
The IRS says more than 7 in 10 Americans filing 2015 tax returns will get refunds this year. While some people may see that money as a bonus and a reason to splurge, there are smart ways to put a tax refund to use to improve financial health.... Read More...
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The Fastest Way to Pay Off Credit Card Debt

By: Creditcards.org Team
If you’re struggling with credit card debt, you certainly aren’t alone. By then end of 2015, the average U.S. household carried nearly $8,000 in credit card debt – an almost 8-year high. It may seem like you are trapped in an endless... Read More...
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Financial Mistakes To Avoid In Your 30s

By: Creditcards.org Team
A few days ago we touched on the financial mistakes to avoid in your 20's, and now we want to talk about what to avoid in your 30's. In your 20's its moderately acceptable to not "have it together." There is less judgment... Read More...
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Money Saving Lessons Every Child Should Know

By: Creditcards.org Team
Financial intelligence is not something often taught in school, that is why it's so important as parents you teach your children valuable lessons about money. Money is the only currency we have, and thus life is extremely difficult if you... Read More...
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Saving Money in Your 20s: 3 Deadly Mistakes to Avoid

By: Creditcards.org Team
If I could go back in time, I’d tell my younger self three things: 1. Don’t look in the window of that pet store, 2. Put down the tweezers and 3. Stop spending money on so much stupid stuff. But since I just spent $65 on squeaky toys... Read More...
Stressed business man

6 Steps to Help Avoid an IRS Tax Audit

By: Creditcards.org Team
In the average year, the IRS audits approximately a million and a half American taxpayers. While this may seem like a massive number, the reality is that this represents only about 1% of those who file taxes. However, for those 1% of Americans... Read More...
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The New Year’s Resolution That Will Keep on Giving

By: Openskycc.com
With the arrival of the New Year, many people have set resolutions to better themselves and their lives. Next to getting fit and staying healthy, improving personal finances has also made most people’s lists.  If you are one of those... Read More...
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3 Key Steps for Avoiding the Tax Rush this Season

By: Creditcards.org Team
If you’re one of the millions of Americans who file their taxes frantically at the very last moment, then you should strongly consider taking a different approach this year. By avoiding the rush and taking preparatory steps to file your... Read More...
Stressed business man

5 Steps to Help Avoid a painful IRS Tax Audit

By: Creditcards.org Team
In the average year, the IRS audits approximately a million and a half American taxpayers. While this may seem like a massive number, the reality is that this represents only about 1% of those who file taxes. However, for those 1% of Americans... Read More...
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2017's Best Credit Cards for Excellent Credit

By: Creditcards.org Team
By consistently making your monthly payments on time and taking a responsible approach to your personal finances, your credit score will steadily climb until you have excellent credit. Having a high credit score will open many doors and... Read More...