Credit cards for bad credit are generally for those with a poor FICO score of 599 or less and who have paid late on their credit cards, loans, or other bills multiple times. Note that FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, your credit score alone does not guarantee or imply approval for any particular credit card offer. Below you will find our most popular credit card offers for people with bad credit.
A typical APR for the loans listed ranges from 261% to 1304% for a short-term loan.
All collection practices of these loans will always be in accordance with the principles of any federal regulation. Failure to repay the loan on time, delinquency or defaults on the registered account could negatively impact your credit score. Renewal policies vary for every lender, please read all the print presented on the application page. CreditCards.org does not fund any loans listed above. Click on the application for more details on terms and conditions.