Bad Credit

Bad Credit Credit Cards Credit cards for bad credit are generally for those with a poor FICO score of 599 or less and who have paid late on their credit cards, loans, or other bills multiple times. Note that FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, your credit score alone does not guarantee or imply approval for any particular credit card offer. The following are the best rated credit card and prepaid credit card offers for bad credit:

Best Credit Cards For: Fair Credit | No Credit | Secured Cards | FREE Credit Score

First PREMIER® Bank Credit Card Experts Choice Offer

Have a checking account? Apply today!
If you have less-than-perfect credit, we may approve you when others won't.
If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
Monthly reporting to the major Consumer Reporting Agencies.
Acceptance at millions of locations worldwide, including online purchases (subject to available credit).

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	See Website*	See Website*	Bad Credit*

Capital One® Secured MasterCard®

Get the credit you need with no application or processing fees
Automatic reporting to the 3 major credit bureaus
Track credit with access to your credit score and other tools
Your refundable security deposit can get you a line up to $3,000
You may qualify for credit line increases with no further security deposit required
Use it like any MasterCard credit card, accepted at millions of locations worldwide

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	22.90% (Variable)*	$29*	Bad / Limited Credit*

Continental Finance Matrix Discover® Credit Card

The Continental Finance Matrix Discover® credit card accepts individuals of all credit types
No application fees or processing fees
Use your card at locations everywhere Discover® is accepted
Free online account access 24/7
Fast and easy application process; results provided in seconds
Build positive credit by making monthly payments on time

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	See Site*	See Site*	Bad Credit*

First PREMIER® Bank Gold Credit Card

Checking Account Required
Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
This is a credit card - not a debit or prepaid card
Reports your credit history to the major Consumer Reporting Agencies
A Gold credit card offer for those with less than perfect credit.
Apply for a credit card today - Get a response today!

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	See Website*	See Website*	Bad Credit*

Horizon Gold Credit Card

$500 Credit Limit!
Guaranteed Approval.
No Credit Check.
Always 0.0% APR!
Fast Online application.
No employment check.

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	0.00%*	N/A*	Bad Credit*

Credit One Bank® Visa Credit Card

Get pre-qualified for a Visa Platinum card
Automatic credit line increase reviews
Pick your payment due date to fit your schedule
Email or text alerts to remind you when your payment is due
Monthly updates to all major credit bureaus
Free online monthly credit score tracking included

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	23.90% (Variable)*	$75 first year, then $99*	Bad Credit*

MAGIC Prepaid Mastercard® by Magic Johnson

Receive a $10 Bonus Credit*
A reloadable card for all your spending needs
Act now for No Activation Fee
No Bank Account
No Credit Checks
No Overdraft Fees

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	$4.95 monthly fee*	No Credit Check*

First PREMIER® Bank Classic Credit Card

Checking Account Required
Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit).
Optional Payment Protection Available
A credit card offer for those lacking perfect credit.
You may be able to reestablish your credit history by making timely minimum payments with all creditors and keeping your account balances below the credit limits

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	See Website*	See Website*	Bad Credit*

American Express® Prepaid Card

The benefits of Cardmembership start here!
Free Direct Deposit
No Monthly, Annual or Purchase Fees
No Overdraft, Inactivity or Foreign Exchange Fees
Free Fraud Protection*
Purchase Protection and Roadside Assistance*
No Credit Check

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	$0*	No Credit Check*

First Progress Platinum Select Secured MasterCard

No Credit History or Minimum Credit Score Required for Approval
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000
Free 24/7 Access to Your Account Online

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	See Website*	See Website*	Bad Credit*

Related Offers

Springleaf Financial Loans

Loans from $1,000 - $25,000 or more
Lower Interest rates
Loans for ANY Reason
Loans to meet your needs & fit your budget
1,100 branch locations for your convenience

Credit Cards › Bad Credit

Credit Rating	APR Avg
Excellent Credit	12.51%
Good Credit	16.57%
Fair Credit	20.87%
Bad/No Credit	34.26%