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Capital One® Secured MasterCard®

Intro APR Purchase
N/A
Apply Now Credit Needed Limited, Bad

Intro APR Balance Transfer

N/A

Regular APR

24.99% (Variable)

Annual Fee

$0
Pros
  • No annual fee
  • Free access to credit score
  • 24 hour account access
Cons
  • Security deposit required

Card Highlights

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It’s a credit card accepted at millions of locations worldwide