Balance Transfer Credit Cards

Balance Transfer Credit CardsIf you have a credit card with an outstanding balance and high interest rate, a balance transfer credit card may be right for you. By transferring your current balance to a new 0% balance transfer card, you could save a bundle in interest and be able to pay off your credit card balance more quickly. The following are the best balance transfer credit card offers as selected by the CreditCards.org staff:
Citi Simplicity® Card

3319
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - 18 Months **0.00%* - 18 Months **12.99-21.99% (Variable)** Excellent Credit
Discover® More Card - 18 Month Promotional Balance Transfer

2559
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0%* - 6 Months**0%* - 18 Months**10.99% - 20.99% (V)** Excellent Credit
Discover® More® Card

2561
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - 15 Months **0.00%* - 15 Months **10.99-20.99% (Variable)** Good Credit
Capital One® Cash Rewards - Excellent Credit

3236
  • $100 Bonus after you spend $500 in the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • No annual fee
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases and balance transfers until June 2013.
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - Until 06/2013 **0.00%* - Until 06/2013 **12.90-20.90% (Variable)** Excellent Credit
Citi® Diamond Preferred® Card

2332
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - 18 Months **0.00%* - 18 Months **11.99-21.99% (Variable)** Excellent Credit
Discover® Open Road Card

3424
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - 15 Months **0.00%* - 15 Months **10.99-19.99% (Variable)** Good Credit
Capital One® Platinum Prestige Credit Card

2916
  • 0% intro APR until September 2013 on balance transfers
  • 0% intro APR until September 2013 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - Until 09/2013 **0.00%* - Until 09/2013 **10.90-18.90% (Variable)** Excellent Credit