Advertiser Disclosure

Bank of America® Credit Cards

Responsible use of a Bank of America® credit card can help you establish or improve your credit history while simultaneously providing popular benefits and features. Their credit cards are geared towards the needs of a wide variety of consumers, making Bank of America® credit cards a great choice. Bank of America® credit cards offer a variety or perks, from Travel Rewards, to Cash Rewards, to Balance Transfers. Below you will find our most popular Bank of America® credit cards: 

BankAmericard® Credit Card

BankAmericard® Credit Card
Intro APR for Balance Transfer
0%
Intro APR for 15 billing cycles for balance transfers made in the first 60 days
Regular APR
14.49% - 24.49%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.49% - 24.49% Variable APR. 3% fee (min $10) applies to balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
0%
for 15 billing cycles
Intro APR
(Balance Transfer)
0%
Intro APR for 15 billing cycles for balance transfers made in the first 60 days
Ongoing APR
14.49% - 24.49%
Variable APR on purchases and balance transfers
Annual Fee
$0

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
16.49% - 24.49%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.49% - 24.49% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
0%
for 12 billing cycles
Intro APR
(Balance Transfer)
N/A
Ongoing APR
16.49% - 24.49%
Variable APR on purchases and balance transfers
Annual Fee
$0

Bank of America® Cash Rewards Credit Card

Bank of America® Cash Rewards Credit Card
Intro APR for Balance Transfer
0%
Intro APR for 12 billing cycles for balance transfers made in the first 60 days
Regular APR
14.74% - 24.74%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.74% - 24.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
0%
for 12 billing cycles
Intro APR
(Balance Transfer)
0%
Intro APR for 12 billing cycles for balance transfers made in the first 60 days
Ongoing APR
14.74% - 24.74%
Variable APR on purchases and balance transfers
Annual Fee
$0

Bank of America® Premium Rewards® Credit Card

Bank of America® Premium Rewards® Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
17.49% - 24.49%
Variable APR on purchases and balance transfers
Annual fee
$95.00
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you’re a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
  • No limit to the points you can earn and your points don’t expire
  • Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
17.49% - 24.49%
Variable APR on purchases and balance transfers
Annual Fee
$95.00

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Bank of America® Business Advantage Cash Rewards Mastercard® credit card
Intro APR for Balance Transfer
N/A
Regular APR
12.74% - 22.74%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent Credit

Benefits & Key features

  • Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
  • 3% cash back on purchases at gas stations and office supply stores (up to $250,000 each calendar year, 1% after that), 2% on purchases at restaurants, and 1% on all other purchases.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
  • Plus, if you're a Business Advantage Relationship Rewards client, you can get a 25% - 75% rewards bonus on the base earn of every purchase you make.

Excellent Credit

Credit Needed
720
850
Intro APR
(Purchases)
0%
for 9 billing cycles
Intro APR
(Balance Transfer)
N/A
Ongoing APR
12.74% - 22.74%
Variable APR on purchases and balance transfers
Annual Fee
$0

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Intro APR for Balance Transfer
N/A
Regular APR
12.74% - 22.74%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent Credit

Benefits & Key features

  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Orbitz®.
  • No annual fee and no international transaction fees.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem points for travel with no blackout dates, cash back or gift cards.
  • Plus, if you're a Business Advantage Relationship Rewards client, you can get a 25% - 75% rewards bonus on the base earn of every purchase you make.

Excellent Credit

Credit Needed
720
850
Intro APR
(Purchases)
0%
for 9 billing cycles
Intro APR
(Balance Transfer)
N/A
Ongoing APR
12.74% - 22.74%
Variable APR on purchases and balance transfers
Annual Fee
$0

Bank of America® Platinum Visa® Business credit card

Bank of America® Platinum Visa® Business credit card
Intro APR for Balance Transfer
N/A
Regular APR
10.74% - 21.74%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent Credit

Benefits & Key features

  • Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening.
  • Save on interest with a competitive purchase APR.
  • No annual fee.
  • 0% Introductory APR on purchases for your first 7 billing cycles.
  • Employee cards at no additional cost to you and with credit limits you set.
  • Get a flexible suite of online services that adopts to your business needs with MyReport Center.

Excellent Credit

Credit Needed
720
850
Intro APR
(Purchases)
0%
for 7 billing cycles
Intro APR
(Balance Transfer)
N/A
Ongoing APR
10.74% - 21.74%
Variable APR on purchases and balance transfers
Annual Fee
$0