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Bank of America® Premium Rewards® Credit Card

Intro APR Purchase
N/A
Apply Now Credit Needed Excellent/Good

Intro APR Balance Transfer

N/A

Regular APR

17.49% - 24.49% Variable APR on purchases and balance transfers

Annual Fee

$95.00

Bonus Offer

50,000 points when you spend $3,000 in purchases in the first 90 days
Pros
  • Sign up bonus
  • Competitive points rewards program
  • No foreign transaction fees
  • Additional bonus for Bank of America clients
Cons
  • Has an annual fee

Card Highlights

  • Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you’re a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
  • No limit to the points you can earn and your points don’t expire
  • Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee

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