Bank of America® Premium Rewards® Credit CardIntro APR Purchase
Apply Now Credit Needed Excellent/Good
Intro APR Balance TransferN/A
Regular APR17.74% - 24.74% Variable APR on purchases and balance transfers
- Sign up bonus
- Competitive points rewards program
- No foreign transaction fees
- Additional bonus for Bank of America clients
- Has an annual fee
- Receive 50,000 bonus points- a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
- If you’re a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
- No limit to the points you can earn and your points don’t expire
- Flexibility to redeem for a statement credit, deposit into eligible Bank of America® or Merrill Lynch® accounts like checking, savings, and 529, for gift cards or use at the Bank of America Travel Center.
- Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
- No Foreign Transaction Fees
- Low $95 annual fee