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Bank of America® Cash Rewards Credit Card

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Intro APR Purchase
0% for 12 billing cycles
Apply Now Credit Needed Excellent/Good

Intro APR Balance Transfer

0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days

Regular APR

14.74% - 24.74% Variable APR on purchases and balance transfers

Annual Fee

$0

Bonus Offer

$150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days
Pros
  • Sign up bonus
  • 0% Intro APR promotion on purchases and balance transfers
  • Earn rewards on multiple categories
  • No annual fee
  • Additional rewards for Bank of America clients
Cons
  • Depending on how you spend, there might be a better card for you

Card Highlights

  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.74% - 24.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store

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