BankAmericard Cash Rewards™ Credit Card

The following table shows the features, rates, and other key data for the BankAmericard Cash Rewards™ Credit Card offer in Bank of America credit card offers. These terms are updated on a daily basis by the database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
  • No annual fee
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0% for 12 billing cycles 0% 12 billing cycles for qualifying balance transfers 12.99% - 22.99% Variable on purchases & balance transfers $0 Excellent Credit*
Intro APR Purchases 0% for 12 billing cycles*
Intro APR Balance Transfer 0% 12 billing cycles for qualifying balance transfers*
Regular APR 12.99% - 22.99% Variable on purchases & balance transfers*
Annual Fee $0*
Credit Needed Excellent Credit*

Credit Score Needed

BankAmericard Cash Rewards™ credit card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Bank of America Credit Card offers.

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the BankAmericard Cash Rewards™ Credit Card for complete terms, conditions, and details of the offer.