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BankAmericard Cash Rewards™ Credit Card

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Intro APR Purchase
0% for 12 billing cycles
Apply Now Credit Needed Excellent/Good

Intro APR Balance Transfer

0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days

Regular APR

13.24% - 23.24% Variable APR on Purchases and Balance Transfers

Annual Fee

$0
Pros
  • No annual fee
  • Cash sign up bonus
  • Tiered rewards for multiple categories
  • Rewards accelerator if you bank with Bank of America or Merrill Lynch

Card Highlights

  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%. Click "Apply Now" to learn more about Preferred Rewards.

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