BankAmericard Cash Rewards™ Credit Card
- $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery/gas purchases each quarter
- No annual fee
- No changing categories and no expiration on rewards
- 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% Variable APR. 3% fee (min $10) applies to balance transfers.
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
- If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
- Now with chip technology for enhanced security and protection at chip-enabled terminals
|Intro APR Purchases||0% for 12 billing cycles*|
|Intro APR Balance Transfer||0% 12 billing cycles for qualifying balance transfers*|
|Regular APR||12.99% - 22.99% Variable on purchases & balance transfers*|
|Credit Needed||Excellent Credit*|
Credit Score Needed
BankAmericard Cash Rewards™ credit card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Bank of America Credit Card offers.