Please enable JavaScript to view the comments powered by Disqus.

Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

Creditcards.org's Expert Rating- click here to view rating methodology.
Intro APR Purchase
0% Introductory APR on purchases for 12 billing cycles
Apply Now Credit Needed Excellent/Good

Intro APR Balance Transfer

0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days

Regular APR

14.99% - 24.99% Variable APR on purchases and balance transfers

Annual Fee

$0
Pros
  • Sign up bonus
  • Earn rewards on multiple categories
  • No annual fee
  • Additional rewards for Bank of America clients
Cons
  • Depending on how you spend, there might be a better card for you

Card Highlights

  • No annual fee
  • NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.99% - 24.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store

We want to hear from you and encourage a lively discussion among our users. Please help our site stay clean and safe by following our posting guidelines, and avoid disclosing any personal information such as phone numbers or bank account information.

The comments posted below are not provided, reviewed or approved by the card issuers or advertisers. Additionally the card issuer does not assume responsibility to ensure that all posts and/or questions are answered.