Laptop and coffee great day for finance

Barclaycard Ring™ Mastercard®'s Expert Rating- click here to view rating methodology.
Intro APR Purchase
0% for 15 months
Apply Now Credit Needed Excellent Credit

Intro APR Balance Transfer

0% for 15 months (on balance transfers made within 45 days of account opening)

Regular APR

13.99% Variable

Annual Fee


Card Highlights

  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.99%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score

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