Best Credit Cards

The Best Credit Cards 2013 are based CreditCard.org independent ratings.  We invite to research each credit card offer and choose the best one for you. We continually update our credit card offers as issuers change rates, features, rewards, and even approval standards. The following are the best rated credit cards as ranked by CreditCards.org:

Best Credit Cards For: Good Credit | Fair Credit | Bad Credit | Cash Back  | FREE Credit Score
Chase Freedom® Visa - $100 Bonus Cash Back Experts Choice Offer
Chase Freedom® Visa - $100 Bonus Cash Back Apply Now
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  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-15 mths* 0%-15 mths* 13.99%-22.99% (Variable)* N/A* Excellent Credit*
Intro APR Purchases 0%-15 mths*
Intro APR Balance Transfer 0%-15 mths*
Regular APR 13.99%-22.99% (Variable)*
Annual Fee N/A*
Credit Needed Excellent Credit*
Discover it® Card - 18 Month Promotional Balance Transfer
Discover it® Card - 18 Month Promotional Balance Transfer Apply Now
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  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-6 mths* 0%-18 mths* 10.99 - 22.99% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-6 mths*
Intro APR Balance Transfer 0%-18 mths*
Regular APR 10.99 - 22.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
BankAmericard Cash Rewards™ credit card
BankAmericard Cash Rewards™ credit card Apply Now
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  • Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening
  • 1% cash back on purchases everywhere, every time
  • 2% on groceries and 3% on gas for the first $1500 in combined gas and grocery purchases each quarter.
  • Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, the regular APR
  • No annual fee
  • No rotating categories and your rewards do not expire
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0% - 12 billing cycles* 0% - 12 billing cycles for balance transfers made in the first 60 days* 12.99%-22.99% Variable* $0* Excellent Credit*
Intro APR Purchases 0% - 12 billing cycles*
Intro APR Balance Transfer 0% - 12 billing cycles for balance transfers made in the first 60 days*
Regular APR 12.99%-22.99% Variable*
Annual Fee $0*
Credit Needed Excellent Credit*

*Regular APR applies to both purchases and balance transfers

Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card Apply Now
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  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi(R) Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass(R).
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-18 mths* 0%-18 mths* 11.99%-21.99% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-18 mths*
Intro APR Balance Transfer 0%-18 mths*
Regular APR 11.99%-21.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
Capital One® VentureOne℠ Rewards Credit Card
Capital One® VentureOne℠ Rewards Credit Card Apply Now
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  • 1.25 miles per dollar on every purchase, every day and no annual fee
  • One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
  • Redeem miles for airline tickets, hotel rooms, car rentals, and more
  • No limit on the miles you can earn and miles don't expire
  • Fly on any airline, any time with no blackout dates
  • 0% intro APR on purchases until June 2014
  • No foreign transaction fees
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-until June 2014* N/A* 11.90%-19.90% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-until June 2014*
Intro APR Balance Transfer N/A*
Regular APR 11.90%-19.90% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
Discover it® Card
Discover it® Card Apply Now
[ Learn more ]
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
  • Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
  • Flexible…Choose your own due date and pay up to midnight ET online or by phone.
  • Human…talk to a real person any time with 100% U.S.-based service.
  • Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-14 mths* 0%-14 mths* 10.99 - 22.99% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-14 mths*
Intro APR Balance Transfer 0%-14 mths*
Regular APR 10.99 - 22.99% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*
Capital One® Cash Rewards - Average Credit
Capital One® Cash Rewards - Average Credit Apply Now
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  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases until March 2014
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-until March 2014* N/A* 19.80% (Variable)* $39* Fair Credit*
Intro APR Purchases 0%-until March 2014*
Intro APR Balance Transfer N/A*
Regular APR 19.80% (Variable)*
Annual Fee $39*
Credit Needed Fair Credit*
Capital One® Classic Platinum Credit Card
Capital One® Classic Platinum Credit Card Apply Now
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  • 0% intro APR on purchases until March 2014
  • $0 Fraud Liability if your card is lost or stolen
  • Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-until March 2014* N/A* 19.80% (Variable)* $39* Average Credit*
Intro APR Purchases 0%-until March 2014*
Intro APR Balance Transfer N/A*
Regular APR 19.80% (Variable)*
Annual Fee $39*
Credit Needed Average Credit*
Capital One® Venture℠ Rewards Credit Card
Capital One® Venture℠ Rewards Credit Card Apply Now
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  • 2 miles per dollar on every purchase, every day
  • As seen in Money® Magazine’s “Best” issue three years in a row. - Money® Magazine May 2010, 2011, 2012
  • Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
  • Redeem your miles for any travel expense
  • No limit on the miles you can earn and miles don't expire
  • Fly on any airline, any time with no blackout dates
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 13.90%-20.90% (Variable)* $0 intro for first year; $59 after that* Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 13.90%-20.90% (Variable)*
Annual Fee $0 intro for first year; $59 after that*
Credit Needed Excellent Credit*
Capital One® Cash Rewards - $100 Cash Back Bonus
Capital One® Cash Rewards - $100 Cash Back Bonus Apply Now
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  • $100 bonus after you spend $500 on purchases within the first 3 months
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • No annual fee
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases and balance transfers until June 2014.
Apply Now
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-until June 2014* 0%-until June 2014* 12.90%-20.90% (Variable)* $0* Excellent Credit*
Intro APR Purchases 0%-until June 2014*
Intro APR Balance Transfer 0%-until June 2014*
Regular APR 12.90%-20.90% (Variable)*
Annual Fee $0*
Credit Needed Excellent Credit*

Related Offers

Springleaf Financial Loans
Springleaf Financial Loans Apply Now
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  • Loans from $1,000 - $25,000 or more
  • Lower Interest rates
  • Loans for ANY Reason
  • Loans to meet your needs & fit your budget
  • 1,100 branch locations for your convenience
Apply Now
Credit Cards › Best Credit Cards