The following table shows the features, rates, and other key data for the
Citi Simplicity® Card
offer in Best Credit Cards offers.
These terms are updated on a daily basis by the CreditCards.org database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
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- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
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| Intro APR Purchases |
Intro APR Balance Transfer |
Regular APR |
Annual Fee
| Credit Needed |
| 0%-18 mths* |
0%-18 mths* |
12.99% - 21.99% (Variable)* |
$0* |
Excellent Credit*
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Credit Score Needed
Citi Simplicity® Card is generally for people with
Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted.
See more Best Credit Cards offers
from all credit card issuers.
Credit Limit
If approved for the card, the issuer will notify you of the credit limit on your card. Please see the
Citi Simplicity® Card for complete terms, conditions, and details of the offer.
