Advertiser Disclosure

Leading Credit Cards of 2018 From Our Partners

Our independent credit card ratings evaluate the pros and cons of the leading credit cards based on key criteria like rates, fees, features, eligibility, and rewards. We regularly update our ratings based on the latest updates from credit card issuers, enabling you to make the smartest financial decisions using the results of our research. Our goal is to make credit card comparisons as simple and transparent as possible, while remaining vigilant and critical in the way that we assess the leading credit card offers. Below you will find some of the leading credit cards provided by our partners:

 

Capital One® Platinum Credit Card

Capital One® Platinum Credit Card

Capital One® Platinum Credit Card

Apply Now
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
Intro APR for Balance Transfer
N/A
Regular APR
24.99%
Annual fee
$0
Recommended Credit
Average/Fair/Limited
Apply Now
Intro APR for Balance Transfer
N/A
Regular APR
24.99%
(Variable)
Annual fee
$0
Apply Now
Average/Fair/Limited Credit

Benefits & Key features

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use

Average/Fair/Limited

Credit Needed
300
680
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
24.99%
(Variable)
Annual Fee
$0

First PREMIER® Bank Mastercard® Credit Card

First PREMIER® Bank Mastercard® Credit Card

First PREMIER® Bank Mastercard® Credit Card

Apply Now
  • Checking Account Required
  • We may approve those currently building their credit history
  • All credit types welcome to apply!
  • Looking for a second chance at a credit card? We may approve you when others will not.
  • The First PREMIER Bank Mastercard is a good addition to your credit options.
  • The activity on our manageable credit limit products is reported to all major Consumer Reporting Agencies on a monthly basis.
  • Good credit not required
  • Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Intro APR for Balance Transfer
N/A
Regular APR
See Issuer Website
Annual fee
See Issuer Website
Recommended Credit
Bad/Fair
Apply Now
  • Checking Account Required
  • We may approve those currently building their credit history
  • All credit types welcome to apply!
  • Looking for a second chance at a credit card? We may approve you when others will not.
  • The First PREMIER Bank Mastercard is a good addition to your credit options.
  • The activity on our manageable credit limit products is reported to all major Consumer Reporting Agencies on a monthly basis.
  • Good credit not required
  • Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Apply Now
Bad/Fair Credit

Bad/Fair

Credit Needed
300
680
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website

Capital One® QuicksilverOne® Cash Rewards Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

Apply Now
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app
Intro APR for Balance Transfer
N/A
Regular APR
24.99%
Annual fee
$39
Recommended Credit
Average/Fair/Limited
Apply Now
Intro APR for Balance Transfer
N/A
Regular APR
24.99%
(Variable)
Annual fee
$39
Apply Now
Average/Fair/Limited Credit

Benefits & Key features

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app

Average/Fair/Limited

Credit Needed
300
680
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
24.99%
(Variable)
Annual Fee
$39

Citi Simplicity® Card - No Late Fees Ever

Citi Simplicity<sup>&reg;</sup> Card - No Late Fees Ever

Citi Simplicity® Card - No Late Fees Ever

Apply Now
  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee…EVER
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
Intro APR for Balance Transfer
0%*
Regular APR
15.74% - 25.74%*
Annual fee
$0*
Recommended Credit
Excellent/Good
Apply Now
Intro APR for Balance Transfer
0%*
for 18 months
Regular APR
15.74% - 25.74%*
(Variable)
Annual fee
$0*
Apply Now
Excellent/Good Credit

Benefits & Key features

  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee…EVER
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%*
for 18 months*
Intro APR
(Balance Transfer)
0%*
for 18 months
Regular APR
15.74% - 25.74%*
(Variable)
Annual Fee
$0*

BankAmericard® Credit Card

BankAmericard&reg; Credit Card

BankAmericard® Credit Card

Apply Now
  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.74% - 24.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
Intro APR for Balance Transfer
0%
Regular APR
14.74% - 24.74%
Annual fee
$0
Recommended Credit
Excellent/Good
Apply Now
Intro APR for Balance Transfer
0%
Intro APR for 15 billing cycles for balance transfers made in the first 60 days
Regular APR
14.74% - 24.74%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.74% - 24.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%
Introductory APR on purchases for 15 billing cycles
Intro APR
(Balance Transfer)
0%
Intro APR for 15 billing cycles for balance transfers made in the first 60 days
Regular APR
14.74% - 24.74%
Variable APR on purchases and balance transfers
Annual Fee
$0