Advertiser Disclosure

Leading Intro Rewards Credit Cards

An introductory rewards credit card offers the card holder a type reward when he or she uses the credit card within the account opening introductory period. These rewards often include: free hotel nights, extra points, cash back, and various other incentives on qualified purchases. The following are the leading introductory rewards credit card offers as selected by the CreditCards.org staff:

Bank of America® Cash Rewards Credit Card

Bank of America® Cash Rewards Credit Card
Intro APR for Balance Transfer
0%
Intro APR for 12 billing cycles for balance transfers made in the first 60 days
Regular APR
14.74% - 24.74%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.74% - 24.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
0%
for 12 billing cycles
Intro APR
(Balance Transfer)
0%
Intro APR for 12 billing cycles for balance transfers made in the first 60 days
Regular APR
14.74% - 24.74%
Variable APR on purchases and balance transfers
Annual Fee
$0

Citi ThankYou® Preferred Card

Citi ThankYou<sup>&reg;</sup> Preferred Card
Intro APR for Balance Transfer
0%
15 months on Balance Transfers*
Regular APR
15.24% - 25.24%*
Variable
Annual fee
$0*
Apply Now
Excellent Credit

Benefits & Key features

  • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 15.24% - 25.24% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*

Excellent Credit

Credit Needed
720
850
Intro APR
(Purchases)
0%
for 15 months
Intro APR
(Balance Transfer)
0%
15 months on Balance Transfers*
Regular APR
15.24% - 25.24%*
Variable
Annual Fee
$0*

Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer

Citi<sup>&reg;</sup> Diamond Preferred<sup>&reg;</sup> Card – 21 Month Balance Transfer Offer
Intro APR for Balance Transfer
0%*
21 months on Balance Transfers*
Regular APR
14.74% - 24.74%*
Variable
Annual fee
$0*
Apply Now
Excellent/Good Credit

Benefits & Key features

  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness*
  • 0% Intro APR on purchases for 12 months from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness*
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
  • Free access to FICO® Scores*

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
0%*
for 12 months
Intro APR
(Balance Transfer)
0%*
21 months on Balance Transfers*
Regular APR
14.74% - 24.74%*
Variable
Annual Fee
$0*

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Citi<sup>&reg;</sup> / AAdvantage<sup>&reg;</sup> Platinum Select<sup>&reg;</sup> World Elite<sup>&#8482;</sup> Mastercard<sup>&reg;</sup>
Intro APR for Balance Transfer
N/A
Regular APR
17.74% - 25.74%*
Variable
Annual fee
$99
waived for first 12 months*
Apply Now
Excellent/Good Credit

Benefits & Key features

  • For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
  • New: Earn 2 AAdvantage® miles for every $1 spent at gas stations*
  • New: Earn 2 AAdvantage® miles for every $1 spent at restaurants*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
  • New: Earn a $100 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card*
  • No Foreign Transaction Fees*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines flights*
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
17.74% - 25.74%*
Variable
Annual Fee
$99
waived for first 12 months*

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

CitiBusiness<sup>&reg;</sup> / AAdvantage<sup>&reg;</sup> Platinum Select<sup>&reg;</sup> World Mastercard<sup>&reg;</sup>
Intro APR for Balance Transfer
N/A
Regular APR
17.49% - 25.49%*
Variable
Annual fee
$95
waived for first 12 months*
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Designed for businesses
  • For a limited time, earn 70,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines flights*
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases*
  • Earn 2 AAdvantage® miles for every $1 spent on purchases at telecommunications, car rental merchants and at gas stations*
  • Earn 1 AAdvantage® mile per $1 spent on other purchases*

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
17.49% - 25.49%*
Variable
Annual Fee
$95
waived for first 12 months*