Capital One® Platinum Credit Card

Intro APR Purchase
Apply Now Credit Needed Average/Fair/Limited

Intro APR Balance Transfer


Regular APR

24.99% (Variable)

Annual Fee

  • No annual fee
  • Limited credit accepted
  • Access to increased credit lines
  • High APR
  • No rewards program

Card Highlights

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use