The following table shows the features, rates, and other key data for the Capital One® Platinum Credit Card offer in Capital One® offers. These terms are updated on a daily basis by the database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 24.9% (Variable) $0 Average, Fair, Limited*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 24.9% (Variable)*
Annual Fee $0*
Credit Needed Average, Fair, Limited*

Credit Score Needed

Capital One® Platinum Credit Card is generally for people with Average, Fair, Limited, though other factors besides credit score can also determine whether a particular application is accepted. See more Capital One® offers.

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Capital One® Platinum Credit Card for complete terms, conditions, and details of the offer.