Capital One® Quicksilver® Cash Rewards Credit Card

The following table shows the features, rates, and other key data for the Capital One® Quicksilver® Cash Rewards Credit Card offer in Capital One offers. These terms are updated on a daily basis by the CreditCards.org database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Capital One® Quicksilver® Cash Rewards Credit Card Apply Now
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until March 2016; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until March 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
711
average
648
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0% until March 2016 0% until March 2016 12.9% - 22.9%* Variable $0 Excellent Credit*
Intro APR Purchases 0% until March 2016*
Intro APR Balance Transfer 0% until March 2016*
Regular APR 12.9% - 22.9% Variable*
Annual Fee $0*
Credit Needed Excellent Credit*

Credit Score Needed

Capital One® Quicksilver® Cash Rewards Credit Card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Capital One offers.

Most Helpful User Review

Commented at Nov 21, 2013

According to Credit Karma I have fair credit, however for this card it states you have to have excellent credit. Needless to say, I joined credit Karma yesterday 11/20/13 and obtained my credit score (672), reviewed my credit card recommendations (Chase freedom TOP RANK, CapOne Quicksilver 1ST RUNNER UP, and I can't remember the last one). I went with CapOne because I liked their 1.5% over Chase's 1% with rotating categories that I may never utilize. Needless to say, I was approved with FAIR credit for $5000.00 with 20.9% APR, which is high....however, I plan on using my card like I would my debit card to pay bills I know I have the money for and then turning around and paying it off at the due date to avoid paying interest and to improve my credit and get better offers. Will keep you all posted on customer service, cash reward redemption, etc. once I receive and have a chance to use my card!!! Thanks Capital One and thank you credit Karma!

Review by Hogan315

User Reviews

Average Rating: 7.8 out of 10 based on 301 user ratings.
Commented at Jun 25, 2015

Pros:

- 20% Credit on Uber (until 2016 April) makes it a go-to card for uber.

- Cash back does not have minimum amount to redeem.

- Probably has the highest reward (1.5%) for uncatagorized foreign purchase.

I would use it for uber and uncatagorized foreign purchase that I don't care about.

Review by thisscreennamehastobeavailable
Commented at Jun 21, 2015

I was approved for this card 3 years ago, my initial Quicksilver CL was $500, my CL is now $3,000, my credit scores now FICO EQ-665, TU-664, EXP-678. Customer service is excellent, has cash back 1.5% on all purchases. I would recommend this card for anyone with average FICO credit score. Cap 1, will give a credit limit increase every 6 months with good payment history, Cap 1 has excellent customer service reps, good website, and payments are credited the same day! Very good company to do business with! If you want a solid rewards card, this is it!

Review by Napaguy05
Commented at Jun 21, 2015

I was approved for this card 3 years ago, my initial Quicksilver CL was $500, my CL is now $3,000, my credit scores now FICO EQ-665, TU-664, EXP-678. Customer service is excellent, has cash back 1.5% on all purchases. I would recommend this card for anyone with average FICO credit score. Cap 1, will give a credit limit increase every 6 months with good payment history, Cap 1 has excellent customer service reps, good website, and payments are credited the same day! Very good company to do business with! If you want a solid rewards card, this is it!

Review by Napaguy05
Commented at Jun 18, 2015

I was hesitant to apply for the Quick  Silver Card I was not sure if I could get approved, Credit Karma said my odds were good, so I took a chance. I was APPROVED within in minutes, now I can I transfer my balance and pay 0% interest until 4/16. Thanks Credit Karma, you proved yourself on this one!!!

Review by Hardknot01
Commented at Jun 16, 2015

This card couldn't have come at a better time for me financially. I knew I was going to take out more credit because at the time my wife and I were expecting. (I applied in May) Capital One was hounding me with Mail offers and I was just waiting until i needed to cash it in. I applied for the Card and got an instant approval for a healthy CL of $3,000! The card has no interest until 02/16. I used the card for baby gear and some much needed auto repair. I can just pay it back piece by piece until the Intro period runs down. This is currently my highest credit line, they were very generous to start. They have a decent monitoring app and I have yet to be issued my first statement. I am not sure what their minimum payment is but I do know that I did not get the best interest rate after my intro rate expires. Either way I am definitely satisfied with the buying power and Financial flexibility provided by this card.

Review by brolysadvocate

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Capital One® Quicksilver® Cash Rewards Credit Card for complete terms, conditions, and details of the offer.

+ This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.