The following table shows the features, rates, and other key data for the Capital One® Quicksilver® Cash Rewards Credit Card offer in Capital One offers. These terms are updated on a daily basis by the CreditCards.org database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Capital One® Quicksilver® Cash Rewards Credit Card Apply Now
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until May 2016; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until May 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
711
average
648
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0% until May 2016 0% until May 2016 12.9% - 22.9%* Variable $0 Excellent Credit*
Intro APR Purchases 0% until May 2016*
Intro APR Balance Transfer 0% until May 2016*
Regular APR 12.9% - 22.9% Variable*
Annual Fee $0*
Credit Needed Excellent Credit*

Credit Score Needed

Capital One® Quicksilver® Cash Rewards Credit Card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Capital One offers.

Most Helpful User Review

Commented at Nov 21, 2013

According to Credit Karma I have fair credit, however for this card it states you have to have excellent credit. Needless to say, I joined credit Karma yesterday 11/20/13 and obtained my credit score (672), reviewed my credit card recommendations (Chase freedom TOP RANK, CapOne Quicksilver 1ST RUNNER UP, and I can't remember the last one). I went with CapOne because I liked their 1.5% over Chase's 1% with rotating categories that I may never utilize. Needless to say, I was approved with FAIR credit for $5000.00 with 20.9% APR, which is high....however, I plan on using my card like I would my debit card to pay bills I know I have the money for and then turning around and paying it off at the due date to avoid paying interest and to improve my credit and get better offers. Will keep you all posted on customer service, cash reward redemption, etc. once I receive and have a chance to use my card!!! Thanks Capital One and thank you credit Karma!

Review by Hogan315

User Reviews

Average Rating: 7.8 out of 10 based on 332 user ratings.
Commented at Aug 27, 2015

Havent received the card yet, but the application process was literally less than 5 minutes online!

Review by Anonymous
Commented at Aug 24, 2015

CK said I had a "fair" approval odd for this credit card, but my GF was approved for it and my credit scores were better (TU-696/EQ-695) so I decided to apply for this one. Application process took about 2 minutes and I was instantly approved for $3K line at about 20%APY which is fine because I am rebuilding credit. I do not have any additional credit cards and have a car loan for $20K. 

Review by socalroyale
Commented at Aug 16, 2015

When I turned 18 Capital One sent me CC offer in the mail. I had a $750 limit on a $10,000 annual salary. I lost my job in 2008 and ended up charging their card off in bankruptcy. 1 month after my bankruptcy was discharged, Voila an offer in the mail for the Capital One platinum 0% for more than 1 year. A week later I saw a commercial for the Quicksilver and thought what the heck, I'll try and apply. APPROVED. I actually couldn't believe it. 2 cards in 1 week a month after bankruptcy. I've had these cards for 1 year and 2 months. No issues. Both started at a $300 limit. Now I'm at $1500 total. Awesome! I love Capital one. 2 credit line increases. One every six months. Thanks Capital One!

Review by IWANTFABULOUSCREDIT
Commented at Aug 15, 2015

Immediately approved for 3000 CL. Denied by Discover IT minutes before (counter offered with a secure 500 card? No thanks). Waiting to hear back from Amex Blue.

An interesting fact is I typed in my mail offer code, and was offered a preapproval for 24.9% APR. When I pulled up a new window and checked for pre-approvals, I was down to 17.9%APR. So if your score has changed, be careful on your method for applying!

CK est TU 650, Equifax 705 (just paid off $700 on another card; not sure TU picked up on that yet). I have a Wells Fargo CL 2100, and a Credit Union 1000 CL, and no other credit/ loans/ anything. No inquiries other than for my first 2 credit cards I opened 3 + years ago. One 30 day late payment a year ago. 50% utilization, down from 90% last month. 

CK listed my approval odds as "fair" for the Cap1 Quicksilver. Please note there are 2 cards... Quicksilver and QuicksilverOne. Cap 1 lists that Quicksilver needs excellent credit, and has no annual fee. QuicksilverOne needs average credit, has a $39 annual fee, and higher APR, but no balance transfer fee. 

*Sidenote: Last month CK listed my TU as 648, when I pulled directly from TU it was 675 so that's 27 points off!

Review by LeftMyHeartInNY
Commented at Aug 11, 2015

I needed to start rebuilding my credit.I have a credit score of  Credit Karma TU 664/EX 674.I have a Quicksilver MC1300 .Approved Visa Quicksilver 5000.00  

Review by lovinglife20

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Capital One® Quicksilver® Cash Rewards Credit Card for complete terms, conditions, and details of the offer.

+ This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.