Capital One® Quicksilver® Cash Rewards Credit Card

The following table shows the features, rates, and other key data for the Capital One® Quicksilver® Cash Rewards Credit Card offer in Capital One offers. These terms are updated on a daily basis by the CreditCards.org database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Capital One® Quicksilver® Cash Rewards Credit Card Apply Now
  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Your cash back doesn't expire
  • 0% intro APR on purchases and balance transfers until January 2015
  • No annual fee
714
average
642
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-until January 2015* 0%-until January 2015* 12.9%-22.9% Variable* $0* Excellent Credit*
Intro APR Purchases 0%-until January 2015*
Intro APR Balance Transfer 0%-until January 2015*
Regular APR 12.9%-22.9% Variable*
Annual Fee $0*
Credit Needed Excellent Credit*

Credit Score Needed

Capital One® Quicksilver® Cash Rewards Credit Card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Capital One offers from all credit card issuers.

Most Helpful User Review

Commented at May 15, 2012

Got instant approval for $3,000 CL with a CK score of 713 and Vantagescore of 786 (21 years old so all my credit is less than 3 years old).  Got the 0% APR for a year but then it's 20.9% after that, which I always pay my bill in full anyways so I don't have to worry about that.

Getting $100 off of $500 is pretty nice though!  And the 1.5% cash back will go great at WalMart which never seems to get into any 5% rotating categories on other cards.

Review by Rockaby

User Reviews

Average Rating: 7.0 out of 10 based on 140 user ratings.
Commented at Apr 15, 2014

Has anyone ever gotten the Quicksilverone Mastercardcard and then got upgraded to the Quicksilver Visa?  Does anyone have both cards?

Review by jolg25
Commented at Mar 27, 2014

I didn't actually apply for this card as a former Barclays Card division Orchard Bank visa holder this was an acquisition only a $2k limit.  I have had other cards with Capital One (they let me keep one after bankruptcy by reaffirming the debt of $600 but have never raised the limit on that card in almost 10 years (June 2004 I reaffirmed the debt).  I have a couple of other very low limit Capital One Cards which I use to keep active (tank of gas etc.) Haven't carried a balance for at least a year on most of them.  I have a Discover IT card which I got about 3-4 months ago (before my bankruptcy fell off 5 March 2014) with an $8500 limit and 0% for 15 months and a 15.99% interest after.  Better card better, service.  I would actually close my capital one accounts if they didn't have the longest history on my report.  I would recommend them for someone who is rebuilding but only this quicksilver card since the rewards really are no hassle.  

FICO 724/CK 720 Vantage 852

Review by Anonymous
Commented at Mar 22, 2014

I had a long application process so let me start there...I did my application in a branch and was dinied. I got a letter in the mail with the reasons but they did not make sense and/or incorrect so I email the CEO of Cap1. Within a week I got a call saying they are looking into my application. A week after the same person called again to tell me I was Approved with $3000 limit and 16.9% APR. Card has been good so far and customer service is very good! At the time my CK score was 731 and Transunion was 673. I had Cap1 Secure card for 18 mouths before applying which I paid in full monthly. 

Review by frasskull
Commented at Mar 21, 2014

I applied for this (when it was CapitalOne Cash Rewards) back in May 2013 with a 624 CK. I was incredibly irresponsible in my 20's and as a result, have a few items in collections still today. I needed to get my credict back in order so I decided to give it a shot. I was instantly approved for a $300 limit, which in my situation, is just what I needed to get back on track. Over the course of the following six months used it very responsibly by paying it off every month (exception of one month). Without my asking, they incrased my CL to $3,300 and immediately bosted my CK score by 45+ pts. Capital One is THE card to use for buidling back up your score after some real damage. I gotta tip my hat to them for giving guys like me an opportunity to redeem ourselves. Now, I've in range for some better cards all thanks to them. Highly recommended.

Review by Huicho4
Commented at Mar 18, 2014

approval with CK 610 for Capital One Platinum Mastercard and applied for quicksilver 2 days after even though i found out later to wait at least 30 days but to my suprise as i was activating my card today found out i was also approved for Quicksilver, $300 limit.  I was actually still waiting for the 7-10 letter but the customer rep said the card is approved and on its way THANKS CAPITAL ONE 

Review by sreymap

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Capital One® Quicksilver® Cash Rewards Credit Card for complete terms, conditions, and details of the offer.

+ Credit Karma users have received approvals with these TransUnion New Account credit scores. These approved metrics are only guidelines and approval is not guaranteed.