Capital One® Quicksilver® Cash Rewards Credit Card

The following table shows the features, rates, and other key data for the Capital One® Quicksilver® Cash Rewards Credit Card offer in Capital One offers. These terms are updated on a daily basis by the database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Capital One® Quicksilver® Cash Rewards Credit Card Apply Now
  • One-time $100 bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until November 2015; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until November 2015, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-until November 2015* 0%-until November 2015* 12.9%-22.9%* Variable $0* Excellent Credit*
Intro APR Purchases 0%-until November 2015*
Intro APR Balance Transfer 0%-until November 2015*
Regular APR 12.9%-22.9% Variable*
Annual Fee $0*
Credit Needed Excellent Credit*

Credit Score Needed

Capital One® Quicksilver® Cash Rewards Credit Card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Capital One offers.

Most Helpful User Review

Commented at Nov 21, 2013

According to Credit Karma I have fair credit, however for this card it states you have to have excellent credit. Needless to say, I joined credit Karma yesterday 11/20/13 and obtained my credit score (672), reviewed my credit card recommendations (Chase freedom TOP RANK, CapOne Quicksilver 1ST RUNNER UP, and I can't remember the last one). I went with CapOne because I liked their 1.5% over Chase's 1% with rotating categories that I may never utilize. Needless to say, I was approved with FAIR credit for $5000.00 with 20.9% APR, which is high....however, I plan on using my card like I would my debit card to pay bills I know I have the money for and then turning around and paying it off at the due date to avoid paying interest and to improve my credit and get better offers. Will keep you all posted on customer service, cash reward redemption, etc. once I receive and have a chance to use my card!!! Thanks Capital One and thank you credit Karma!

Review by Hogan315

User Reviews

Average Rating: 7.4 out of 10 based on 217 user ratings.
Commented at Jan 21, 2015

I recently received a mailer from Capital One. They offered 1½ % cash back,half again what I'd been getting. Application was quick and easy. Approval apparently no problem. I've called them twice. Customer service is fast, friendly and understandable. Their web site is the best I've ever seen, especially for a credit card company. I'm impressed.

Review by Anonymous
Commented at Jan 16, 2015

I recently just got this quick silver card with a 619 ck score. I applied and was approved for a $300 limit . Small yeah I know. But i have no other credit so I NEEDED this card to help build credit. After the approval my score went down 4 points from the inquiry witch can be expected. But after i got the card I used about $280 of it. The statment just came out on the first of Jan and said my balance was $25 due on feb 2. No big deal, I pay $200 almost 20 days before the due date bringing the balance below 30% as it should be. However when ck pulled the report or when cap one reported info it must have been before i paid the balance down and my score went down another 23 points. Pretty crazy! Im hoping this changes soon. I guess ill never use more than 30% of my limit again. I expect it will go back up soon.  

Review by Anonymous
Commented at Jan 13, 2015

I have had this card for approx 8 months and from the begining applying online  was simple recieved instant decision and gave me my % and credit line $10,000 . Customer Service for me has been excellent, very knowledgable and answers all my questions quickly. The no transaction fees out of the US, or over the limit fees, is also a great benefit for me as I travel, never had a problem using this card, with my Amex I cannot say that. No over the limit fee have only went over 2 times but never was a problem, just pay this amt with you bill, I keep a low balance on the card also. I also like the 1.5% cash back on everything really does add up quickly, no annual fee either,. plus all the other perks from this card and Signature Visa are really good. For me this is the card I use most all the time, the card is for excellent credit, I recieved my card in 5 days very quick, score at time of approval was 798 they pulled my equifax report . Hope this helps!!

Review by Anonymous
Commented at Jan 11, 2015


Review by Anonymous
Commented at Jan 10, 2015

I received a preapproved offer in the mail for this card and the platinum card. I disregarded the offers at first. After a few offers I finally took a risk and applied for the platinum and was approved for a 2k limit I figured what the heck let me see if I can get this card with rewards. I applied and was approved for a 3k limit with 0% APR until Sept15 No Annual Fee and a 24.9% Apr after that... The Apr is high but having average credit I was just happy to get approved and I thought the higher APR might be because I have no annual fee.. This was my 3rd credit card ever with my first being a Capital One Secured card. CK said I had poor approval odds for this card and said I qualified for the quick silver one card which is a mastercard.. I am happy to have the premier card with capital one and plan to help build my score even more. CK has me at a 626 currently. I had two late payments on my secured card over two years ago. I have a few student loans not in repayment yet and I am an authorized user on my hubby Capital One Card with a 10k limit. I have since applied for a few other cards and have gotten approved for everything.

Currently: TU 675 Navy Federal Score, TU626 CK

Cap 1 Secured $750 limit

Cap 1 Platinum $2k

Cap 1 Quick Silver $3k

Cap 1 Platinum Prestidge (Authorized user) $10k

USAA Rewards MC $6k

Navy Federal Cash Back Visa Signature $7500

Chase Freedom $1k

Discover It $6k

Review by mrskeys1

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Capital One® Quicksilver® Cash Rewards Credit Card for complete terms, conditions, and details of the offer.

+ This information is provided through a relationship with Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.