The following table shows the features, rates, and other key data for the Capital One® Venture® Rewards Credit Card offer in Capital One offers. These terms are updated on a daily basis by the CreditCards.org database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Capital One® Venture® Rewards Credit Card Apply Now
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
714
average
667
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 12.9% - 22.9%* Variable $0 intro for first year; $59 after that Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 12.9% - 22.9% Variable*
Annual Fee $0 intro for first year; $59 after that*
Credit Needed Excellent Credit*

Credit Score Needed

Capital One® Venture® Rewards Credit Card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Capital One offers.

Most Helpful User Review

Commented at Oct 11, 2014

 opened the Venture account at the beginning of 2014. So far I have earned 40,000 points and that does not include 20,000 initial spending bonus. You get 2 points for every dollar spent. The only catch is, that when you redeem your points for rewards you will get 1 dollar for each 100 points only if you redeem for travel related purchases. Having that said there are many options to choose from: airfare, trains, coach buses, hotels, car rentals. So if you like traveling you will have no problem to reddem your rewards and get basically 2% cash back value. If you choose an acoount credit or check yopu will get only 50 cents for 100 points.

I think it is a great card. I have Capital One Quicksilver and with it I never came close to rewards that I earned with Venture. I calculated that with the $59 annual fee you will earn more than with 1.5% cash back card if you will spend more than $11200 annually. On the top of it customer service is great. In one instance I was short 800 points to erase a $250 airfare purchase. The missing points were given to me  y customer service! The card is a Visa Signature which gives you some extra deals here and there and there is never any wait to connect to customer service representative.

As far as APR I really do not care about it cause I never carry a balance. If you cannot pay your balance in full you shoudn't be getting this card. Your rewards will quickly be eaten by interest.

Review by Anonymous

User Reviews

Average Rating: 8.4 out of 10 based on 96 user ratings.
Commented at Jul 21, 2015

CK gave me a POOR approval odds. I applied w a 632 experian credit score. I have several positive aspects and ZERO negative aspects on my credit, still have never understood why I have a lower score consistently. Several credit cards for several years, personal loans, car loan. ON time payments....immediately approved with a $5000.00 credit limit...Received the card in two business days, going to use the wonderful sign up bonus when I spend 3K and am going to VEGAS! Very excited. 

Review by Enewb10
Commented at Jul 20, 2015

I have been on the fence about applying for this card, for the sheer fact that I don't 'need' another credit card or these rewards. I have the Barclay Arrival Plus World Elite  Mastercard which also offers x2 points per net dollar and no foreign transaction fees, but for some reason just wanted to apply due to hearing many people get automatically approved with nice limits. I was pre-qualified on the Capital One site too which made me feel lucky in applying.

I was instantly approved for $15,000 by having my TransUnion report pulled. My TU Fico score is 741, TU score is 696 and Capital One Credit Tracker (I have other Capital One accounts, this is proved by TU) is 686. So I am not sure what score they used since there is a big gap between 686 and 741, but I do have 20% utilization, $90k (now $105k) in overall available credit, and no derogatory marks. I am excited to have this card in my wallet for sure. Best of luck for those who apply!

Review by TheCreditQueen26
Commented at Jul 15, 2015

Worried that I wouldn't get approved... Being that Capital One "Stated" on the terms... "This Card Is For Excellent Credit".... "Credit Karma" told me my odds for an approval was fair.... But of course, I went with Credit Karma... Applied and....?Wait for it......... APPROVED $10,000 limit 3YRS post BK... Boom!💣

Review by chrissy1301
Commented at Jul 9, 2015

Customer service is excellent and it gives you 1.25 miles for every dollar you spend in every purchase. I've recently file for bankruptcy chapter #7 cause I lost an apartment I was approved for 7500 and so far it's great they give you a bonus 20000 miles if you spend 1000 dollars in the first 3 months the only catch is that 100 miles = to 1 dollar but with that said if you can use it and pay it in ful every month you're getting a great deal otherwise your miles get eaten by the interest. 

Review by PedroVenereo
Commented at Jun 28, 2015

My current CK scores are 611 and 644 (I have no clue why one score is 611). My Fico scores are 622,681,651. I began my rebuilding journey in January 2015 with scores in the 550's. My first card was a Cap1 secured ($200 CL with $49 deposit) followed one month later with a Quicksilver1 for $500. To say that they have been pivotal in my rebuilding journey would be a vast understatement. 

Let's fast forward to June and my approval today for $5K for the Venture Visa Signature card with Capital One!!!  I have a Signature Visa and am now eligible for the perks of a prime card!

I am overly appreciative of the fact that Capital One continues to grow with me during my credit rebuilding journey and I will continually recommend them to friends and family. I have been approved with other banks but always pull out a Capital One card for charges. They will earn my swipe fees for life.

Thanks again Capital One!

Review by KYRebuilder

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Capital One® Venture® Rewards Credit Card for complete terms, conditions, and details of the offer.

+ This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.