Capital One® Venture® Rewards Credit Card

The following table shows the features, rates, and other key data for the Capital One® Venture® Rewards Credit Card offer in Capital One offers. These terms are updated on a daily basis by the CreditCards.org database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Capital One® Venture® Rewards Credit Card Apply Now
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want-no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
710
average
619
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 12.9%-22.9%* Variable $0 intro for first year; $59 after that* Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 12.9%-22.9% Variable*
Annual Fee $0 intro for first year; $59 after that*
Credit Needed Excellent Credit*

Credit Score Needed

Capital One® Venture® Rewards Credit Card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Capital One offers.

Most Helpful User Review

Commented at Oct 11, 2014

 opened the Venture account at the beginning of 2014. So far I have earned 40,000 points and that does not include 20,000 initial spending bonus. You get 2 points for every dollar spent. The only catch is, that when you redeem your points for rewards you will get 1 dollar for each 100 points only if you redeem for travel related purchases. Having that said there are many options to choose from: airfare, trains, coach buses, hotels, car rentals. So if you like traveling you will have no problem to reddem your rewards and get basically 2% cash back value. If you choose an acoount credit or check yopu will get only 50 cents for 100 points.

I think it is a great card. I have Capital One Quicksilver and with it I never came close to rewards that I earned with Venture. I calculated that with the $59 annual fee you will earn more than with 1.5% cash back card if you will spend more than $11200 annually. On the top of it customer service is great. In one instance I was short 800 points to erase a $250 airfare purchase. The missing points were given to me  y customer service! The card is a Visa Signature which gives you some extra deals here and there and there is never any wait to connect to customer service representative.

As far as APR I really do not care about it cause I never carry a balance. If you cannot pay your balance in full you shoudn't be getting this card. Your rewards will quickly be eaten by interest.

Review by Anonymous

User Reviews

Average Rating: 7.8 out of 10 based on 65 user ratings.
Commented at Apr 11, 2015

I applied for this card and was approved for a credit line of $10,000. I was also approved for the VentureOne with a credit line of $15,000. I filed for BK in June 2012 and maintained four Cap1 credit cards (all through credit steps).  My CK score was 626 when approved for these lines.  My utlization is close to 5% but I always pay my balances in full.

Review by TheBoysMommy2013
Commented at Mar 17, 2015

Instantly got approved for 15000 limit with 7500 cash advance. The bonus is pretty nice. Fairly easy process. FICO 735 TU 712 EX 702 

C1 Quicksliver: 10k, C1 venture: 8.5k, C1 venture: 15k

Discover: 5k

AMEX: 8.5k and 2k

Chase Freedom: 9k

Barclay: 4.5k 

Huntington Voice: 6.5k 

lowes: 2.3k 

Review by Connoraugustine91
Commented at Mar 4, 2015

Well, all the sources say you need "Excellent" credit.  I got a prequalified offer from Capital One for this bad boy with a 660 score (Experian FICO), 662 and 665 Vantage 3.0 scores from Experian and Equifax respectively, and a whole buttload of recent inquiries.  Instantly got approved for a $10k limit.  Last card they gave me was a $500 QuicksilverOne so I'm not quite sure where the jump came from.  My total credit line has nearly tripled.  Experian score calculator expects a 710 score in two months.  I say, go for it.

Review by arrjay
Commented at Mar 2, 2015

Wow..what a turn-around story- you truly can turn around your credit with hard work and patience.  In 2008 I moved to Seattle from Atlanta with a single secure Capital One Credit card with a $300 credit limit and a 502 FICO score. During the recession I went through several layoffs and finally got back on my feet last year.  I NEVER let my credit card payments slip and applied for a card here and there over time.

Fast forward to 2015 and I have my credit back over 700.  While I now have a BoA Cash Rewards card with a 4.5K limit and a Citi Dividend World with a 5.7K limit, I didn't have a travel rewards card to speak of.  I honestly was nervous about applying for a "high-end" credit card.  But I bit the bullet and applied for this Capital One Venture Rewards card (CK said I had a fair chance) and was instantly approved for $20K with a 16.9% interest (which is irrelevant because I pay off each month).  Granted, with my new job I'm making a decent (low) 6 figure salary, but still.  Let's see if the card itself can live up to the hype!

Review by thedream21479
Commented at Feb 13, 2015

Have Capital One Platinum with $300 CL, which is paid off and had another closed Capital One card with $500 also paid off recently. Applied today for Venture Rewards and approved for 10,000 CL but at 20.9%. Also have been approved recently (within last month) for Chase Sapphire Preferred Visa Signature, Citi AAdvantage Platinum Select World Master Card, Discover it & Amex Blue Cash Everyday. This is it for me as applying for cards for a long time. Going to do some gardening with these and increase my CLs. My income is 60,000 and AAoA is 10 years. Been with capital One on older accounts for 5 years as well. CK had my approval chances as "fair" so if you have the requirements that I have or better, you should be approved for this card with a high CL.

Review by Slimdog27

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Capital One® Venture® Rewards Credit Card for complete terms, conditions, and details of the offer.

+ This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.