Capital One® Venture® Rewards Credit Card

The following table shows the features, rates, and other key data for the Capital One® Venture® Rewards Credit Card offer in Capital One offers. These terms are updated on a daily basis by the CreditCards.org database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Capital One® Venture® Rewards Credit Card Apply Now
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want-no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
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697
average
611
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 13.9%-20.9%* Variable $0 intro for first year; $59 after that* Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 13.9%-20.9% Variable*
Annual Fee $0 intro for first year; $59 after that*
Credit Needed Excellent Credit*

Credit Score Needed

Capital One® Venture® Rewards Credit Card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Capital One offers.

Most Helpful User Review

Commented at Sep 19, 2014

I use this card to pay my bills, buy my groceries, shop, and eat at restaurants. Basically, I use it to pay for everything that I would normally use cash to pay for. Before the the end of the billing period I pay my bill in full. I never carry a balance over. And because of this I am always reaping the benefits of this card. I definitely recommend this card to anyone who never carries over a balance and loves tons of cash back!

Review by JasonNunez

User Reviews

Average Rating: 7.6 out of 10 based on 51 user ratings.
Commented at Dec 11, 2014

I had the original capital one card with a 9.9% interest rate then one day my statement came in the mail in an unsealed envolope. I was concerned about this so I called to have my account closed and a new one opened for security reasons. I was told to open a new capital one Venture account and was promised the same interest rate 4 times.  Well as I'm sure you guessed that did not happen but that said they did double my rewards points and there coustumer service has been good. In concluesion if you do not mind the interest rate the rewards and service are worth having this card

Review by unprompt
Commented at Dec 1, 2014

I read the reviews here, and admit I'm a bit suprirsed at how the acceptance process has changed. When I applied, I had a score of about 750, with income around $85,000. Mortgage payment of about $1000, a car loan of $400, and no revolving debt payments. I was approved with a credit limit of $25,000. 

While I'm not a fan of the annual fee, looking at how we use the card, we more than make up for it. I put nearly all expenses on this card and pay it off monthly. We have paid for 4 trips with the card by using the "Purchase Eraser" feature. I moved to this because my loyalty to Discover only goes so far. A number of outlets do not accept Discover, which left me looking for the more universally-accepted Visa moniker. 

While it creates a bit of work for me, I simply maximize my rewards by using Discover for it's quarterly 5% cash back bonuses, and the Visa for everything else. My only other card is the Costco Amex card, which is used only for Costco trips and gasoline. 

As for customer service, it has been top notch. I have always gotten through to a US-based human in a matter of minutes, and they have always been extremely helpful and courteous. 

Review by jimpryde
Commented at Oct 11, 2014

 opened the Venture account at the beginning of 2014. So far I have earned 40,000 points and that does not include 20,000 initial spending bonus. You get 2 points for every dollar spent. The only catch is, that when you redeem your points for rewards you will get 1 dollar for each 100 points only if you redeem for travel related purchases. Having that said there are many options to choose from: airfare, trains, coach buses, hotels, car rentals. So if you like traveling you will have no problem to reddem your rewards and get basically 2% cash back value. If you choose an acoount credit or check yopu will get only 50 cents for 100 points.

I think it is a great card. I have Capital One Quicksilver and with it I never came close to rewards that I earned with Venture. I calculated that with the $59 annual fee you will earn more than with 1.5% cash back card if you will spend more than $11200 annually. On the top of it customer service is great. In one instance I was short 800 points to erase a $250 airfare purchase. The missing points were given to me  y customer service! The card is a Visa Signature which gives you some extra deals here and there and there is never any wait to connect to customer service representative.

As far as APR I really do not care about it cause I never carry a balance. If you cannot pay your balance in full you shoudn't be getting this card. Your rewards will quickly be eaten by interest.

Review by Anonymous
Commented at Oct 3, 2014

CK score of 680. Experian 726 Equifax 686 Transunion 686..

I have no late payments on my credit but my utilazation at time of application was 75%. CK said my approval odds were poor but I was approved for 10k!!!

Review by knd7842
Commented at Sep 21, 2014

CK score of 697, equifax score of 750. Approved instantly online with 30k limit. Surprisingly high limit for me, as my previous limits have never exceeded 8k. I honestly wasn't expecting much, considering CK shows my approval rating at fair. Checking myfico scores gave me some more confidence.

I haven't received the card yet, but I did ping customer service online to ask a question. They were helpful and professional. Primary reason for choosing this card was travel. I have been wanting to start earning points for mile redemption and this card had a great into offer. I considered the Barclay Arrival+ card, but the annual fee was higher than I liked, and this card has very similar perks.

Looking forward to using this card for everything, paying it all off on ite monthly, and racking up points!

Review by Anonymous

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Capital One® Venture® Rewards Credit Card for complete terms, conditions, and details of the offer.

+ This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.