Capital One® Venture® Rewards Credit Card

The following table shows the features, rates, and other key data for the Capital One® Venture® Rewards Credit Card offer in Capital One offers. These terms are updated on a daily basis by the CreditCards.org database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Capital One® Venture® Rewards Credit Card Apply Now
  • Earn unlimited 2X miles on every purchase, every day
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want - no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
724
average
670
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 13.9%-20.9% Variable* $0 intro for first year; $59 after that* Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 13.9%-20.9% Variable*
Annual Fee $0 intro for first year; $59 after that*
Credit Needed Excellent Credit*

Credit Score Needed

Capital One® Venture® Rewards Credit Card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Capital One offers.

Most Helpful User Review

Commented at Mar 19, 2014

If you are like me and are worried about whether you will be approved or not, do not let the "fair" chance scare you. I had a CK score of 709 with my oldest account only being 2yrs 9months and was instantly approved for 10K credit limit with 16.9% variable APR. 

After I have recieved my card and have some experience with the company I will update my feedback. 

Review by Anonymous

User Reviews

Average Rating: 7.2 out of 10 based on 43 user ratings.
Commented at Aug 13, 2014

This will be my first credit card. I go to college across the country, so having flyer miles was something that was important when choosing a credit card. I wasn't instantly approved and it took about a month to get an approval notice. Called them today and found out I was approved with a 10k CL and I would get my card in 5-7 business days. I was completely shocked that I had such a huge CL on my first card! Cant wait to receive it and get rewards. Thanks Capital One!

Also, CK said my chance to receive this card was poor. I have a CK score of 636. Not sure what my actual CS are. I also have student loans of about 30,000. So thankful for this card and the ability to build my credit! 

Review by alylen
Commented at Aug 6, 2014

Hey Yall

just wanna share this to all of those who have mis information about  credit cards !! I just got approved for this card $20 K limit with credit karma score 755 ,Plus score experian 727 ,EQ 738 TU 727 and Fico Score 758 and i have 22 credit inquiries , My benz loans still has $35K .

i have tons of Credit cards and i use it a lot for my job and being reimbursed . Bottom line No worries about inquiries gonna affect your score,yes 0 inquiries will boost your credit score but once you hit more than 9 inquiries it doesnt matter anymore.

YOU WILL NEED TO USE ONLY 10% of your credit limit ( max under 20% ) .YOU HAVE TO PAY ONE TIME !! doesnt matter whats your APR if you pay on time all your balance that means you dont have to pay interest.

I was just approved 2 weeks ago for united mileage club card $20 K limit  and Citi Prestige $20K limit 2 months ago. 

My oldest credit card is 6 years 2 mths ( i have that from boa even when i was illegal here ) but my average cards age is only 1.2 years since i got my paper work 2 years go so in 2 years you can build your credit fast !

the reason i give them 3 stars only is their customer service is not  US base which mostly not sometimes over protective for no reason and doesnt make good decision and use good judgement. i have another capital one that i leave it open but never use it.

application is fast and easy !!

Review by linchow133
Commented at Jul 1, 2014

I was told by two reps that my three month to spend $2000 in order to receive the milage bonus would begin when I activated my cards. I was waiting to make some travel plans and then use the card to pay for them. I decided to check one more time before activating and told NO, the time for making the required purchases begins when I am approved. Capital One would not do anything to rectify this issue so I am cancelling my cards and getting the Barclays.

Review by Anonymous
Commented at May 25, 2014

The card pays for it's cost many times over. You apply the points you accrue to any travel related expense. The only disappontment is that you cannot apply the points until they equal or exceed that travel expense. Howver, that's just like the airlines points wher you have to accumulate 2 or 3K points befofre you can try and get a ticket. This card is much better for me that an airline affinity card. I rate it a 10.

Review by Anonymous
Commented at Apr 16, 2014

This was the first rewards credit card I applied for after having a student credit card since I turned 18. I had, had my student credit card for 4 years before applying for this and have never missed a payment. When I applied for this card my FICO score was 763. I was accepted after a week after applying online and they gave me a credit limit of $5000. I have called customer service a few times when trying to redeem reward points and have been nothing but impressed with Capital One. As of the date of this review, I have had this card for 2 years and 3 months and I pay my bill in full each month.

Review by Nightflux

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Capital One® Venture® Rewards Credit Card for complete terms, conditions, and details of the offer.

+ This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.