Capital One® Venture® Rewards Credit Card

The following table shows the features, rates, and other key data for the Capital One® Venture® Rewards Credit Card offer in Capital One offers. These terms are updated on a daily basis by the CreditCards.org database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Capital One® Venture® Rewards Credit Card Apply Now
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
706
average
638
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 12.9% - 22.9%* Variable $0 intro for first year; $59 after that Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 12.9% - 22.9% Variable*
Annual Fee $0 intro for first year; $59 after that*
Credit Needed Excellent Credit*

Credit Score Needed

Capital One® Venture® Rewards Credit Card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Capital One offers.

Most Helpful User Review

Commented at Oct 11, 2014

 opened the Venture account at the beginning of 2014. So far I have earned 40,000 points and that does not include 20,000 initial spending bonus. You get 2 points for every dollar spent. The only catch is, that when you redeem your points for rewards you will get 1 dollar for each 100 points only if you redeem for travel related purchases. Having that said there are many options to choose from: airfare, trains, coach buses, hotels, car rentals. So if you like traveling you will have no problem to reddem your rewards and get basically 2% cash back value. If you choose an acoount credit or check yopu will get only 50 cents for 100 points.

I think it is a great card. I have Capital One Quicksilver and with it I never came close to rewards that I earned with Venture. I calculated that with the $59 annual fee you will earn more than with 1.5% cash back card if you will spend more than $11200 annually. On the top of it customer service is great. In one instance I was short 800 points to erase a $250 airfare purchase. The missing points were given to me  y customer service! The card is a Visa Signature which gives you some extra deals here and there and there is never any wait to connect to customer service representative.

As far as APR I really do not care about it cause I never carry a balance. If you cannot pay your balance in full you shoudn't be getting this card. Your rewards will quickly be eaten by interest.

Review by Anonymous

User Reviews

Average Rating: 8.0 out of 10 based on 73 user ratings.
Commented at May 8, 2015

I applied for the Capital One Venture Rewards after having had some issues with credit back in college (default, etc). I had begun working on repairing my credit and did so by first obtaining a CreditOne card with an annual fee and a low $500 limit for which I received a pre-screened offer in the mail. After a few months of using that card and paying the balance in full each month, I decided to apply for a better card because I had some international travel coming up and wanted to maximize points opportunities. At that time the credit score provided via my CreditOne card was about 692, while CK showed about 711-716. I believe I was shown to have 'good' odds of being approved via CK. I visited the Capital One site and was immediately approved for a Venture Rewards card with a $15k limit. So far the user interface has been very easy to use and from what I can tell the points are great. I especially like the Purchase Eraser feature that allows you to apply points to purchase after the fact so you can shop around for travel deals via discount sites, rather than only booking through Capital One. It also lets you apply points to partial purchases rather than requiring you to buy everything outright with only points.  So far I'm very pleased with the card and I believe I'll be on track to spend the $3k in 4 months to receive 40,000 points which is roughly equivalent to a $400 credit. 

Review by pbreagin
Commented at Apr 30, 2015

I REALLY appreciate the reviews on CK so much! So I have to write a review for this card. Capital One is a great company to do business with. I started out with a $300 Platinum and followed they're 5 month on-time payment plan. The limit got increased to $500, then I got the Quicksilver One for $500 CL. I followed the same plan and took care of both cards for the next 5 months. Both of those cards' CL's were increased to $3500 and $4500. After a year, I applied for this one and got instant approval for $10K. My FICO last year was 560 at the highest. After one year my score is at around 660. 

I'm sticking with Capital One, because they really help out consumers who are trying to build a better finalcial footing. I have a Discover and Barclaycard as well, but this company is truly a Godsend. They have a great gameplan that will help you build your credit score up AND extend you a liberal amount of credit. To think that all this started with a little $300 CL credit card and year later I have 3 cards from this company totalling almost $20k. I feel extremely blessed. 

Just a quick note that I have less than $2,000 in balances on all my cards combined. I don't pay off the balances in full, but usually pay triple the minimum payment and it's worked out just fine. You don't have to pay your balances in full if you don't have the funds. I've just never missed a single payment with this company and it's worked out great for me. I hope this helps whoever is reading this. Use Capital One to your advantage and it will help your credit score tremendously.

I'm just glad that 

Review by jtoma45
Commented at Apr 30, 2015

I was getting a score of 666 Trans and 688 Exp score from Credit Karma.  I instantly got aprroved of $5000 (which is the min).  I already had 2 Credit One cards of $3k and $2k so this was nice.  When I got a letter from Venture One today, it shows that my Transunion was pulled and showed a score of only 606 !! 60 points off from what Im seeing on Kredit Karma.

After this inquiry, I was deducted 5 & 6 points from my CS on CK.  Good luck !

Review by icedtear
Commented at Apr 11, 2015

I applied for this card and was approved for a credit line of $10,000. I was also approved for the VentureOne with a credit line of $15,000. I filed for BK in June 2012 and maintained four Cap1 credit cards (all through credit steps).  My CK score was 626 when approved for these lines.  My utlization is close to 5% but I always pay my balances in full.

Review by TheBoysMommy2013
Commented at Mar 17, 2015

Instantly got approved for 15000 limit with 7500 cash advance. The bonus is pretty nice. Fairly easy process. FICO 735 TU 712 EX 702 

C1 Quicksliver: 10k, C1 venture: 8.5k, C1 venture: 15k

Discover: 5k

AMEX: 8.5k and 2k

Chase Freedom: 9k

Barclay: 4.5k 

Huntington Voice: 6.5k 

lowes: 2.3k 

Review by Connoraugustine91

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Capital One® Venture® Rewards Credit Card for complete terms, conditions, and details of the offer.

+ This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.