The following table shows the features, rates, and other key data for the Capital One® Venture® Rewards Credit Card offer in Capital One offers. These terms are updated on a daily basis by the CreditCards.org database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Capital One® Venture® Rewards Credit Card Apply Now
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
714
average
667
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 12.9% - 22.9%* Variable $0 intro for first year; $59 after that Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 12.9% - 22.9% Variable*
Annual Fee $0 intro for first year; $59 after that*
Credit Needed Excellent Credit*

Credit Score Needed

Capital One® Venture® Rewards Credit Card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Capital One offers.

Most Helpful User Review

Commented at Oct 11, 2014

 opened the Venture account at the beginning of 2014. So far I have earned 40,000 points and that does not include 20,000 initial spending bonus. You get 2 points for every dollar spent. The only catch is, that when you redeem your points for rewards you will get 1 dollar for each 100 points only if you redeem for travel related purchases. Having that said there are many options to choose from: airfare, trains, coach buses, hotels, car rentals. So if you like traveling you will have no problem to reddem your rewards and get basically 2% cash back value. If you choose an acoount credit or check yopu will get only 50 cents for 100 points.

I think it is a great card. I have Capital One Quicksilver and with it I never came close to rewards that I earned with Venture. I calculated that with the $59 annual fee you will earn more than with 1.5% cash back card if you will spend more than $11200 annually. On the top of it customer service is great. In one instance I was short 800 points to erase a $250 airfare purchase. The missing points were given to me  y customer service! The card is a Visa Signature which gives you some extra deals here and there and there is never any wait to connect to customer service representative.

As far as APR I really do not care about it cause I never carry a balance. If you cannot pay your balance in full you shoudn't be getting this card. Your rewards will quickly be eaten by interest.

Review by Anonymous

User Reviews

Average Rating: 8.6 out of 10 based on 105 user ratings.
Commented at Aug 27, 2015

I've used the capital one venture card for probably the last ten years. I have never had any problems with ANY issues that arose. Always friendly customer service, in fact they have "looked out for me" when suspicious amounts were charged--double checking with me to ensure they were authorized. Once had a situation where o was in one state, my spouse in another. We used card at basically same time, my charge went through my spouse was denied, and I was alerted about the charge and asked to confirm whether or not authorized.  Nice.  Also had one experience where an airline charged me a ridiculous fee that was a "double" change fee--capital one rep got on phone with me and three-way conversation happened where Capone rep was my advocate and drove the conversation, dealing with snippy airline rep, pushed call to supervisor then manager levels and got the charge removed. We were on phone for something like hour and a half...talking with some call center in India no less. Would highly recommend this company.

Review by Anonymous
Commented at Aug 9, 2015

I just applied for the Capital One venture card yesterday and was immediately approved for 10k!!!!!!!  In july, I was pre approved for the Quicksilver Visa Platinum with a credit limit of 3k. Accordind to capital One, my credit score at the time was 674. I have a bankruptcy set to come off my credit report in 2016 and a couple negatives set to come off soon....1 in September 2015 and 2 next year in March and December. If your credit report is similiar to what you see here do not be afraid to apply!!!!! Downside of this is that they pull all 3 credit reports....  :(

Review by Anonymous
Commented at Aug 6, 2015

My EQ-654, TU-684, EXP-678... Approved for 15k. My only other cards are a C1 card which was just raised to a $1900 limit a month ago, and a BESTBUY card with a $1600 limit... They consider excellent credit as no late payments in the last 18 months, and no collections in the last 2 years. Id advise you to apply with a live voice via their CSR. They can read you the C1 terms of "EXCELLENT CREDIT" before you apply. There were baout 6 or 7 things she read, none of it applied to me so I let her continue my application. VERY THANKFUL to C1

Review by KjLeno
Commented at Jul 31, 2015

I am a big fan of Capital One for my everyday banking, and wanted a credit card with excellent rewards from them. I have an excellent credit score (803 on Credit Karma), only significant debt are my student loans, pay my one other credit card in full every month, etc. Credit Karma listed my Approval Odds as only "Fair" (which was confusing, because I had "Very High" approval odds for cards that are reputed to be much harder to get), but I decided to try anyway. I was approved instantly with a $15,000 credit limit. I can't wait to take advantage of the travel rewards with this card. Thanks, Capital One!

Review by shizadimoj
Commented at Jul 29, 2015

Only reason why I applied was because everyone else was getting approved post BK. My BK (bankruptcy) was discharged april 2009. Capital One was not included in the BK. I started with them to rebuild my credit. Here I am now, sitting here with an approval, 700-730 credit score. Ranging from all 3 credit bureaus. Was approved for 15,000.00 credit limit. This was july 2015. Thanks capital one. Now I actually have a card that I can carry in my wallet. People that have bankruptcies know how hard it is to find a creditor to leave 15,000 in you wallet. Accessibly. Thank you!

Credit Karma said I had POOR approval odds. I however was approved. :)

I do not have any other collections and all accounts are paid, never have had ANY lates after BK.

Review by brandonldiaz

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Capital One® Venture® Rewards Credit Card for complete terms, conditions, and details of the offer.

+ This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.