Capital One® Venture® Rewards Credit Card

The following table shows the features, rates, and other key data for the Capital One® Venture® Rewards Credit Card offer in Capital One offers. These terms are updated on a daily basis by the CreditCards.org database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Capital One® Venture® Rewards Credit Card Apply Now
  • Earn unlimited 2X miles on every purchase, every day
  • Enjoy a one-time bonus of 20,000 miles once you spend $2,000 on purchases within the first 3 months, equal to $200 in travel
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want - no blackout dates
  • Miles don’t expire
  • No limit to the miles you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
731
average
660
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 13.9%-20.9% Variable* $0 intro for first year; $59 after that* Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 13.9%-20.9% Variable*
Annual Fee $0 intro for first year; $59 after that*
Credit Needed Excellent Credit*

Credit Score Needed

Capital One® Venture® Rewards Credit Card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Capital One offers from all credit card issuers.

Most Helpful User Review

Commented at Nov 29, 2010

I was offered to upgrade my current Capital One No Hassle Miles Rewards card to this card. Since it is an upgrade, and not a new account, my 8.15% APR and $10k limit carries over. I have a CK score of 730, although it's actually around 746. This card offers excellent benefits and I can easily make up for the $60/year fee in no time.

If you were rejected for the card, take a look at the requirements, they're very strict:

  • I have had a loan or credit card for at least five years
  • I have a credit card with a credit limit greater than $10,000
  • I have never been more than 60 days late on a credit card, medical bill or loan payment
  • I have never declared bankruptcy

Review by xdougdx

User Reviews

Average Rating: 7.4 out of 10 based on 108 user ratings.
Commented at Apr 16, 2014

This was the first rewards credit card I applied for after having a student credit card since I turned 18. I had, had my student credit card for 4 years before applying for this and have never missed a payment. When I applied for this card my FICO score was 763. I was accepted after a week after applying online and they gave me a credit limit of $5000. I have called customer service a few times when trying to redeem reward points and have been nothing but impressed with Capital One. As of the date of this review, I have had this card for 2 years and 3 months and I pay my bill in full each month.

Review by Nightflux
Commented at Apr 10, 2014

Skip this card. If you need help, you're on your own. My bank account was used fraudulently and called Capital One for a replacement card. Agent charging me $16 to get a new one in 2 days or wait 5-7 days. It was free with Amex and Citibank to get it overnight. Agent agrees to send it to me free in 2 days but when I called to check 2 days later- he mailed it to be at 5-7 days. I do not recommend this card. Bring your business to Amex or Citibank where they really appreciate your loyalty. 

Review by Anonymous
Commented at Mar 19, 2014

If you are like me and are worried about whether you will be approved or not, do not let the "fair" chance scare you. I had a CK score of 709 with my oldest account only being 2yrs 9months and was instantly approved for 10K credit limit with 16.9% variable APR. 

After I have recieved my card and have some experience with the company I will update my feedback. 

Review by Anonymous
Commented at Nov 7, 2013

Been some months now since I've owned this card and still a fanboi! In summary, you like visa signature benefits? Get this card. You pay your bills on time and want to increase your credit score? Get this card! Want no hassle redeemable rewards and good customer service? Get this card! This card packs a big punch and I could talk about my experiences with it it for a while but the visa signature benefits alone makes this card insanely nice. For example, possible free travel upgrades, free auto rental insurance, free travel accident insurance, concierge service, *special access/upgrades to events* <<< love this one, and more..! My most recent experience involved using this card to purchase NIN concert tickets and an opening on the floor became available so I got a call from concierge stating I had been bumped up to floor tix so was right near stage! Blew my mind, I don't know too many card/concierge benefits that will look out for you like that. No, I'm not saying this will happen all the time or even a lot but was nice it was available. Overall it still gets my 5 stars and is my primary card. If more info is wanted about this card or any others hit me up, I'm always a go for talking finance! Keep spreading that financial love!</p>

Review by dgloverpro
Commented at Nov 6, 2013

I just got approved for $5,000 with a CK of 690.  I don't have any other cards and 35k of school loans.  I will update when I have more experience with the card.  

Review by kylehenning

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Capital One® Venture® Rewards Credit Card for complete terms, conditions, and details of the offer.

+ Credit Karma users have received approvals with these TransUnion New Account credit scores. These approved metrics are only guidelines and approval is not guaranteed.