Sony Card from Capital One®

The following table shows the features, rates, and other key data for the Sony Card from Capital One® offer in Capital One offers. These terms are updated on a daily basis by the CreditCards.org database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Sony Card from Capital One® Apply Now
  • Earn 5,000 bonus points after first purchase in your first 90 days
  • 5 points per $1 at Sony Store and store.sony.com
  • 3 points per $1 on dining out and movie purchases
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until February 2016, after that a variable 13.9% - 24.9% applies
  • No annual fee
635
average
573
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0% until February 2016 N/A 13.9% - 24.9%* Variable $0 Excellent Credit*
Intro APR Purchases 0% until February 2016*
Intro APR Balance Transfer N/A*
Regular APR 13.9% - 24.9% Variable*
Annual Fee $0*
Credit Needed Excellent Credit*

Credit Score Needed

Sony Card from Capital One® is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Capital One offers.

Most Helpful User Review

Commented at Jan 1, 2015

Im really surprised that I was approved for this card to begin with.  Ive been rebuilding my credit for about one year now and my FICO score is about 645.  Currently I have (2) Capital One Cards, both with annual fees, One limit is $750.00 and the other is $500.00, and Ive kept them both in very good standing.  I recently contacted Capital One for a credit limit increase and or an interest rate reduction and both requests were denied. I then applied for this Sony Card and was instantly approved for a $500.00 limit.  Im not sure what kind of system or review process that Capital One has in place, but sounds like its outdated or very odd in general. I find it very strange how Capital One will not grant a credit limit increase, however they will approve you for a brand new card?  

On the bright side, this card has no annual fee, so I will sock drawer this card and will close my other Capital One card that has a $500.00 limit and an annual fee.  This will save me $39.00 per year.  

Review by 21incalifornia

User Reviews

Average Rating: 7.8 out of 10 based on 25 user ratings.
Commented at Apr 20, 2015

I can't thank Capital One enough! After college, I neglected to make payments on my student loans for years and my credit score dropped horribly low beause of it. In the past 6-8 months I've began my credit recovery and began making payments on accounts and a car loan. My scores have risen (not great but A LOT better than they were) to what CK has as TU 599 and EQ 600. This is my 3rd, yes 3rd, Capital One card now! They must've ran Experian score for this card as it said on the disclosure my EX score was 559. All odd as I was denied for a Discover It card which showed my EQ FICO score as 633.

Anyways, approved for $750 CL on this card and also have the Quicksilver One and Classic Platinum Card with CL's of $500 in the credit steps program which promises to bump it by $250 on each card after 5 on time monthly payments. I've read reviews on those and those that use their cards frequently and pay frequently to a 0 balance before billing date have received in many cases a few THOUSAND $ CL increases (hoping for that as well!)

Review by chassurf85
Commented at Jan 1, 2015

Im really surprised that I was approved for this card to begin with.  Ive been rebuilding my credit for about one year now and my FICO score is about 645.  Currently I have (2) Capital One Cards, both with annual fees, One limit is $750.00 and the other is $500.00, and Ive kept them both in very good standing.  I recently contacted Capital One for a credit limit increase and or an interest rate reduction and both requests were denied. I then applied for this Sony Card and was instantly approved for a $500.00 limit.  Im not sure what kind of system or review process that Capital One has in place, but sounds like its outdated or very odd in general. I find it very strange how Capital One will not grant a credit limit increase, however they will approve you for a brand new card?  

On the bright side, this card has no annual fee, so I will sock drawer this card and will close my other Capital One card that has a $500.00 limit and an annual fee.  This will save me $39.00 per year.  

Review by 21incalifornia
Commented at Jul 2, 2014

I have this card I like it, have 3 debts in collection and still got this card, my experince with capital one is I got the plat card missed almost 3 straight payments the first due to job loss have not missed a payment in 15 months and They gave me a credit increase I am impressed since I had missed payments figured no more increases on that card.

Review by Anonymous
Commented at Apr 23, 2014

I signed up for the card because they were having a promotion.  I was immediately approved.  The promo was $200 statement credit after spending $500 in 90 days.  Seems like a good promo as most only offer 1% cash back. Anywho, fast forward 4 months. I should have already receievd my credit. Their customer service is atrocious. They claim that was not the promo and would only offer 5,000 points. Fortunately, I saved the print out of the promo being offered when I applied.  They still won't budge. The worst customer serivce ever! Yes I loved being called a liar especially when I had the print out in hand!  

Review by Anonymous
Commented at Apr 12, 2014

Well this card is awesome. I applied for the Playstation Store card but was sent this one...either way it works the same, just less points in the playstation store. While I don't shop sony.com I do use this card for the movies and entertainment alot. I love it. I already have enough points to redeem for some movies and stuff. If you do shop sony alot, I definitely recommend. The prizes for redemption are kind of cool. I really don't care what they are since they are technically free...anyhow this card is great

Review by cecehollis

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Sony Card from Capital One® for complete terms, conditions, and details of the offer.

+ This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.