Sony Card from Capital One®

The following table shows the features, rates, and other key data for the Sony Card from Capital One® offer in Capital One offers. These terms are updated on a daily basis by the database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Sony Card from Capital One® Apply Now
  • Earn 5,000 bonus points after first purchase in your first 90 days
  • 5 points per $1 at Sony Store and
  • 3 points per $1 on dining out and movie purchases
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until January 2016, after that a variable 13.9% - 24.9% applies
  • No annual fee
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0% until January 2016* N/A 13.9%-24.9%* Variable $0* Excellent Credit*
Intro APR Purchases 0% until January 2016*
Intro APR Balance Transfer N/A*
Regular APR 13.9%-24.9% Variable*
Annual Fee $0*
Credit Needed Excellent Credit*

Credit Score Needed

Sony Card from Capital One® is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Capital One offers.

Most Helpful User Review

Commented at Jun 11, 2012

Got approved with 3 unpaid collections (5 years old), multiple charge offs, and a CK score of 575.  I have a Capital one Platinum @ 500 CL.  Orchard Bank (Now Capital One) with a $300 CL.  A WALMART store card with a $400.00 CL.  All within the past year.  My FICO TU is currently 620, and 645 EQ.  I would have rather had them offer me the cash rewards card instead of the Sony card, but I took what I could get to help rebuild at the time.

Review by mtrsprt

User Reviews

Average Rating: 7.6 out of 10 based on 24 user ratings.
Commented at Jan 1, 2015

Im really surprised that I was approved for this card to begin with.  Ive been rebuilding my credit for about one year now and my FICO score is about 645.  Currently I have (2) Capital One Cards, both with annual fees, One limit is $750.00 and the other is $500.00, and Ive kept them both in very good standing.  I recently contacted Capital One for a credit limit increase and or an interest rate reduction and both requests were denied. I then applied for this Sony Card and was instantly approved for a $500.00 limit.  Im not sure what kind of system or review process that Capital One has in place, but sounds like its outdated or very odd in general. I find it very strange how Capital One will not grant a credit limit increase, however they will approve you for a brand new card?  

On the bright side, this card has no annual fee, so I will sock drawer this card and will close my other Capital One card that has a $500.00 limit and an annual fee.  This will save me $39.00 per year.  

Review by 21incalifornia
Commented at Jul 2, 2014

I have this card I like it, have 3 debts in collection and still got this card, my experince with capital one is I got the plat card missed almost 3 straight payments the first due to job loss have not missed a payment in 15 months and They gave me a credit increase I am impressed since I had missed payments figured no more increases on that card.

Review by Anonymous
Commented at Apr 23, 2014

I signed up for the card because they were having a promotion.  I was immediately approved.  The promo was $200 statement credit after spending $500 in 90 days.  Seems like a good promo as most only offer 1% cash back. Anywho, fast forward 4 months. I should have already receievd my credit. Their customer service is atrocious. They claim that was not the promo and would only offer 5,000 points. Fortunately, I saved the print out of the promo being offered when I applied.  They still won't budge. The worst customer serivce ever! Yes I loved being called a liar especially when I had the print out in hand!  

Review by Anonymous
Commented at Apr 12, 2014

Well this card is awesome. I applied for the Playstation Store card but was sent this one...either way it works the same, just less points in the playstation store. While I don't shop I do use this card for the movies and entertainment alot. I love it. I already have enough points to redeem for some movies and stuff. If you do shop sony alot, I definitely recommend. The prizes for redemption are kind of cool. I really don't care what they are since they are technically free...anyhow this card is great

Review by cecehollis
Commented at Apr 5, 2014

I have been a Sony Card member for a long time (1999) prior to when Capital One purchased the cards (from Chase I think) as I used to buy exclusively Sony electronics back in the day; however, Sony products just don't excite me anymore.  The rewards that are offered on the SonyRewards site are not that great unless you like headphones, clock radios, digital cameras, flash drives, or watch blu-ray movies (who does that anymore?).  They also offer a few gift cards and AMC movie tickets, but nothing else that is too exciting.  Also, in order to earn 5x points at some retailers you have to send in a "bonus" application to get those points (they are not automatic, read the fine print first).  You do, however, automatically earn 3x points at all dining and movie establishments.  If you're a Sony fan, I guess this card would be for you.  I find the rewards limiting and would much rather use a cash rewards card that offers more flexibility in redeeming rewards points/dollars.

Review by Anonymous

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Sony Card from Capital One® for complete terms, conditions, and details of the offer.

+ This information is provided through a relationship with Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.