Advertiser Disclosure

Capital One® Credit Cards

With numerous credit cards targeting all types of individuals and businesses, Capital One® has rightfully earned its reputation as a bank offering the some of the best credit cards in the United States. If you’re looking for travel rewards which can be redeemed anytime you want, or cashback rewards with early spend bonuses, Capital One® has what you're looking for. Even if you don’t have a high credit score and need a card for consumers with limited credit histories, Capital One®'s credit cards have options for that, too. The following are some featured cards from our partner, Capital One®.

Capital One® QuicksilverOne® Cash Rewards Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
24.74%
Variable
Annual fee
$39
Apply Now
Average/Fair/Limited Credit

Benefits & Key features

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app

Average/Fair/Limited Credit

Credit Needed
300
680
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
24.74%
Variable
Annual Fee
$39

Capital One® Secured Mastercard®

Capital One® Secured Mastercard®
Intro APR for Balance Transfer
N/A
Regular APR
24.99%
Variable
Annual fee
$0
Apply Now
Limited/Bad Credit

Benefits & Key features

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

Limited/Bad Credit

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
24.99%
Variable
Annual Fee
$0

Journey® Student Rewards from Capital One®

Journey® Student Rewards from Capital One®
Intro APR for Balance Transfer
N/A
Regular APR
24.74%
Variable
Annual fee
$0
Apply Now
Average/Fair/Limited Credit

Benefits & Key features

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • Pick the monthly due date that works best for you
  • Get customized alerts and manage your account with the Capital One mobile app

Average/Fair/Limited Credit

Credit Needed
300
680
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
24.74%
Variable
Annual Fee
$0

Capital One® Spark® Cash for Business

Capital One® Spark® Cash for Business
Intro APR for Balance Transfer
N/A
Regular APR
18.49%
Variable
Annual fee
$95
Waived first year
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $95 after that
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • Get employee cards at no additional cost, and earn rewards from their business spend

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
18.49%
Variable
Annual Fee
$95
Waived first year

Capital One® Spark® Miles for Business

Capital One® Spark® Miles for Business
Intro APR for Balance Transfer
N/A
Regular APR
18.49%
Variable
Annual fee
$95
Waived first year
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn 2 miles per $1 on every purchase, every day
  • Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening
  • Miles won't expire for the life of the account, and there are no categories to limit where or what you buy
  • $0 intro annual fee for the first year; $95 after that
  • There's no limit to the amount of miles you can earn
  • Redeem miles for travel, cash back, gift cards and more
  • No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
18.49%
Variable
Annual Fee
$95
Waived first year