Chase Sapphire® Card

The following table shows the features, rates, and other key data for the Chase Sapphire® Card offer in Chase offers. These terms are updated on a daily basis by the CreditCards.org database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Chase Sapphire® Card Apply Now
  • 10,000 bonus points when you spend $500 on purchases in the first 3 months from account opening - that's $100 in travel rewards when you redeem through Chase Ultimate RewardsSM!
  • 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on dining at restaurants and 1 point per dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Earn an additional point per dollar spent when you book airfare and hotel accommodations online through Chase Ultimate RewardsSM
  • 24/7 direct access to dedicated customer service specialists
  • No Annual Fee!
699
average
670
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 15.99% Variable* $0* Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 15.99% Variable*
Annual Fee $0*
Credit Needed Excellent Credit*

Credit Score Needed

Chase Sapphire® Card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Chase offers.

Most Helpful User Review

Commented at Apr 16, 2012

Just applied online with a score of 693, my approval odds said they were "fair", so I was nervous but I got approved with 2 credit cards under my belt one with a 400 dollar credit limit from best buy the other from citi with 800 dollar credit limit,  best buy card is payed off in full and the citi has a current balance of 140, longest line of credit is 1 year 8 months never missed a payment either, hope this helps people.

Review by abciscool

User Reviews

Average Rating: 9.0 out of 10 based on 156 user ratings.
Commented at Sep 1, 2014

just wanna know i have ck score 689 and one card and mortgage loan fico score 671 you think i will get it

Review by Anonymous
Commented at Aug 31, 2014

My starting FICO scores were EQ 642 TU 639 EX 583 in late July when I applied for my first two cards. Capital One Platinum and Chase Freedom, limits given were $300 and $500. Had zero credit history so that was fine. New accounts reported plus I disputed a fraudulent account on my EX report and current scores went up to EQ 662 EX 669 TU 674 (10 - 12 points deducted along the way after hard inquiries from approvals). Ran about $700 through the Freedom card in one month and constantly paid the balance off immediately. Applied for the CS online, not CSP, was given a 30 day review msg. Followed up with a phone call the next day and had to go through a few verification hoops bc Experian added a fraud alert to my file that I did not request. Representative said the application was "recommended for approval" but had to be sent to underwriting and I'd get something in the mail within 7-10 days. Today is the 3rd day, logged in to the Chase website and noticed that there are now two accounts. Freedom with $500 and Sapphire with $5000!!!! This is my progress within a month from zero credit card history so if your rebuilding or starting out dont be discouraged. Planning to move $1500 to the Freedom card, extremely satisfied with Chase business so far and will likely take them up on the mailed checking account offer I received. If you can get a foot in the door with Chase they are very generous with second card limits once they see how you treat the first card.

Review by syc1031
Commented at Aug 23, 2014

I am 24 years old with a CK score of 714 and was approved for this card instantly with credit line of 5000. My approval odds were good. I only have one other card with capt. one with a credit line of 750 and was shocked to be instantly approved. When I spoke with Customer Service they were extremely nice and helpful in having my card rushed to me in three buisness days. Highly recomend this card and I hope this helps!

Review by Anonymous
Commented at Aug 9, 2014

i applied for this card on a whim. saw that it was recommended by ck with "fair odds" of approval with my 663 ck score. so i said, what they hey. anywho, i was shocked when i saw the screen say that i was approved. very easy, very quick and a very generous limit as well 5k. i have one other chase card the freedom card with 1500 limit but this card will now be my go to card. called up cs after being approved and asked for them to rush the card and they said it was no problem and no charge. all in all, chase has approved me for two cards in less than one year while the credit unions wont. little by little, chase is earning all of my business. i cant wait to get my shiny new card and start earinig rewards. i dont really pay attention to the interest rate as i always pay balance in full every month no matter what.  

Review by germo06
Commented at Jul 24, 2014

Applied for the freedom card last year and was denied due to lack of a long credit history, despite an annual income of 90,000 at 24 years old. Just Applied for the sapphire and was instantly approved with a $10k credit limit. I was shocked honestly, basically doubled my avaliable credit.Albiet I have an Amex with a $9k, I also have a cap one with a $1800 limit and a discover with a $1250 limit (and they slapped an inquiry on me to get my limit to $1250....). 10 month credit history, CK score of 734, Equifax is 691, FICO from discover is 706. I'm excited to get the card, I'll easily spend enough to get the bonus points in the first 3 months and with no annual fee like the preferred card.

Review by Anonymous

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Chase Sapphire® Card for complete terms, conditions, and details of the offer.

+ This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.