Chase Sapphire® Card

The following table shows the features, rates, and other key data for the Chase Sapphire® Card offer in Chase offers. These terms are updated on a daily basis by the database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Chase Sapphire® Card Apply Now
  • 10,000 bonus points when you spend $500 on purchases in the first 3 months from account opening - that's $100 in travel rewards when you redeem through Chase Ultimate RewardsSM!
  • 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on dining at restaurants and 1 point per dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 24/7 direct access to dedicated customer service specialists
  • No Annual Fee!
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Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 15.99%* Variable $0* Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 15.99% Variable*
Annual Fee $0*
Credit Needed Excellent Credit*

Credit Score Needed

Chase Sapphire® Card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Chase offers.

Most Helpful User Review

Commented at Apr 16, 2012

Just applied online with a score of 693, my approval odds said they were "fair", so I was nervous but I got approved with 2 credit cards under my belt one with a 400 dollar credit limit from best buy the other from citi with 800 dollar credit limit,  best buy card is payed off in full and the citi has a current balance of 140, longest line of credit is 1 year 8 months never missed a payment either, hope this helps people.

Review by abciscool

User Reviews

Average Rating: 9.0 out of 10 based on 171 user ratings.
Commented at Oct 25, 2014

My credit history is barely 3 months old. I have $600 from Cap one and $700 secured at Discover (story of a beginner) but by paying off entire balances, I had built a decent CK score of 702 when I applied for Chase Sapphire 10 days ago. Stupidly ambitious one might say, but I have a checking account with them so I gave it a shot anyway. Got approved with a $5,000 credit line, the card is on the way!

Review by shshnk
Commented at Oct 19, 2014

CreditKarma suggested it. Decent rewards with no annual fee. CK shows I have a 682 and I was approved for a $5k credit line. Nice given my income is only $30k a year. Very reasonable.

Review by Anonymous
Commented at Oct 7, 2014

I have applied it like about 4 weeks ago. I waited for the following day and called the reconsideration number to ask for the result and unfortunately, the guy declined my application. I was sad a bit but I could predict my declination. I called others' number again and another guy asked me to verify my identity but I failed to provide him all information. 

He asked me if I could send him SSN card + ID card to verify. I did not do anything because the first guy just declined me; and I just have a part-time job plus I am 20 year-old-of-age!

I decided to give it a try and sent my information to them and today I got an email announced that my card is on it way! 

It is so awesome and I check my bank account and see the 6k CL.

Review by rl0507
Commented at Sep 23, 2014

I am twenty-six years old. I started building credit twelve months ago with a Capital One secured card. 

Last Thursday I applied for the Chase Sapphire Preferred and got approved with a $7,000 CLI. My Experian score is 729, and Transunion 717. I have always paid bills on time, and almost never spent above 20% on my card. I have two hard credit inquiries - one from my landlord when I moved in, and one from American Express when I tried to apply for the green card a few months ago and got denied. 

I applied for two American Express cards about two weeks ago. The green i wanted for large purchases that I didn't want to put on a credit card. The American Express Everyday for groceries and gas. And the Sapphire I wanted for travel, and all other expenses. 

Plus, the 40,000 bonus is incredible. It gives you either $400 as a statement credit, or $500 travel. Though taking the $400 as a statement credit is tempting, I think over the next few years I will save my points until I've racked up enough to take an amazing trip. 

Just to mention, I did go on the chase pre-qualified page to see if I qualified for the card. It didn't come up a few weeks ago, but on Thursday it did. I know pre-approval mail offers and pre-qualified ones are not a measure to rely on, but just wanted to mention that I did look at that. 

I can't say my opinion on the card yet, since I'm still waiting for it to come in. But hopefully my stats help anyone who is wondering if they can get approved for the card with a lower credit history, etc. 

American Express green charge NPSL

Chase Sapphire Preferred $7,000

American Express Everyday $2,000

Capital One secured card $300

Review by finallybuildingcredit
Commented at Sep 19, 2014

I applyed for this card with ck cc of 712 was shocked that I got a 10k limit.I wanted to transfer a few other card to this one but wasn't able to which I am ok with so I went to open a chase freedom card and was shocked at that limit of $600. waiting for the card in the mail and see if I cant get a higher limit. 

Review by Anonymous

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Chase Sapphire® Card for complete terms, conditions, and details of the offer.

+ This information is provided through a relationship with Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.