Chase Sapphire® Card

The following table shows the features, rates, and other key data for the Chase Sapphire® Card offer in Chase offers. These terms are updated on a daily basis by the CreditCards.org database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
Chase Sapphire® Card Apply Now
  • 10,000 bonus points when you spend $500 on purchases in the first 3 months from account opening - that's $100 in travel rewards when you redeem through Chase Ultimate RewardsSM!
  • 2,500 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • 2X points on dining at restaurants and 1 point per dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Earn an additional point per dollar spent when you book airfare and hotel accommodations online through Chase Ultimate RewardsSM
  • 24/7 direct access to dedicated customer service specialists
  • No Annual Fee!
727
average
664
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 15.99% Variable* $0* Excellent Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 15.99% Variable*
Annual Fee $0*
Credit Needed Excellent Credit*

Credit Score Needed

Chase Sapphire® Card is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Chase offers from all credit card issuers.

Most Helpful User Review

Commented at Apr 16, 2012

Just applied online with a score of 693, my approval odds said they were "fair", so I was nervous but I got approved with 2 credit cards under my belt one with a 400 dollar credit limit from best buy the other from citi with 800 dollar credit limit,  best buy card is payed off in full and the citi has a current balance of 140, longest line of credit is 1 year 8 months never missed a payment either, hope this helps people.

Review by abciscool

User Reviews

Average Rating: 9.0 out of 10 based on 146 user ratings.
Commented at Jul 24, 2014

Applied for the freedom card last year and was denied due to lack of a long credit history, despite an annual income of 90,000 at 24 years old. Just Applied for the sapphire and was instantly approved with a $10k credit limit. I was shocked honestly, basically doubled my avaliable credit.Albiet I have an Amex with a $9k, I also have a cap one with a $1800 limit and a discover with a $1250 limit (and they slapped an inquiry on me to get my limit to $1250....). 10 month credit history, CK score of 734, Equifax is 691, FICO from discover is 706. I'm excited to get the card, I'll easily spend enough to get the bonus points in the first 3 months and with no annual fee like the preferred card.

Review by Anonymous
Commented at Jul 19, 2014

CK of 699 and got a pending review after applying. A few days later, got my card in the mail for with a CL of $5K.

Review by prentd08
Commented at Jun 6, 2014

Wow. I have to say that my experience with Credit Karma has been great. A lot of the information on this site has been instrumental in me finding the best card for my lifestyle. I can't believe I didn't find out about CK until a few weeks ago (I'm not a marketing intern at CK, I promise).

I'm also shocked that I was approved so quickly and with a decent credit limit of $7k, considering my low (IMO) CK score of 688 (Experian Plus score is slightly lower). This is a huge increase compared to my current highest credit limit of $2k. Very excited and can't wait to start using my new card. Hope this information helps others. 

Review by AriEmanuel
Commented at May 16, 2014

My new years resolution was to fix my credit and I must say I have done an excellent job.

6 months ago,  I couldn't even get approved for a First Premier,  now I am getting approved left and right from Chase and I also got my first AMEX.

My credit profile has a load on inquiries, my AAOA is only 8 months due to the fact that I have added several new credit cards over the past 2 months(my first CC was a capital one secured a little over a year ago) but I have a perfect payment history, a CK score around 689 but my real TU is 730 with the other two following close behind.  I got approved instantly with a 5,000 dollar limit which is more than double my next highest limit.  I am excited to use this card and the chase mall looks awesome...not to mention Chase has great customer service.

Review by robjay04
Commented at May 7, 2014

I am 23 years old and was approved for a $5000 credit limit with a 637 CK score.  I currently have a Chase Freedom and Chase Slate card and have been very happy with the service I have gotten on both.

I'm very excited because this will help raise my credit score and for the double points for dining out!  Plus the signup bonus is pretty dandy :D

Review by stescham

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Chase Sapphire® Card for complete terms, conditions, and details of the offer.

+ This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.