Laptop and coffee great day for finance

Citi ThankYou® Preferred Card's Expert Rating- click here to view rating methodology.
Intro APR Purchase
0%* for 12 months on Purchases
Apply Now Credit Needed Excellent

Intro APR Balance Transfer

0%* for 12 months on Balance Transfers

Regular APR

14.49% - 24.49%* (Variable)

Annual Fee

  • 0% APR for 12 months on purchases and balance transfers
  • No annual fee
  • Requires excellent credit

Card Highlights

  • Earn 15,000 bonus points after spending $1,000 in purchases within the first 3 months of account opening*
  • 15,000 ThankYou® Points are redeemable for $150 in gift cards, electronics and other great rewards when redeemed at
  • 0% intro APR on Purchases and Balance Transfers for 12 months. After that, the variable APR will be 14.49% - 24.49% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • No expiration and no limit to the amount of points you can earn with this card
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

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