Laptop and coffee great day for finance

Citi ThankYou® Preferred Card's Expert Rating- click here to view rating methodology.
Intro APR Purchase
0%* for 15 months on Purchases
Apply Now Credit Needed Excellent

Intro APR Balance Transfer

0%* for 15 months on Balance Transfers

Regular APR

14.74% - 24.74%* (Variable)

Annual Fee

  • 0% APR for 15 months on purchases and balance transfers
  • No annual fee
  • Requires excellent credit

Card Highlights

  • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 14.74% - 24.74% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*

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