Laptop and coffee great day for finance

Citi ThankYou® Premier Card's Expert Rating- click here to view rating methodology.
Intro APR Purchase
Apply Now Credit Needed Excellent

Intro APR Balance Transfer


Regular APR

15.74% - 24.74%* (Variable)

Annual Fee

$95, waived for first 12 months*
  • Large sign up bonus
  • High rewards rate
  • Earn rewards in multiple categories
  • Has annual fee (fee is waived the first year)

Card Highlights

  • Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening*
  • Earn 3X Points on Travel, Including Gas Stations
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline loyalty programs
  • No Foreign Transaction Fees on purchases*

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