Advertiser Disclosure

EMV Chip Credit Cards

With identify theft on the rise, especially in the United States, it’s critical that cardholders are proactive when it comes to their financial security. Millions of Americans have fallen victim to credit card fraud, which is why the added security from EMV smart chip technology is a lifesaver. Don’t take chances when it comes to protecting your personal information—choose one of the EMV chip credit cards below, and enjoy the peace of mind in knowing that your transactions are exponentially more secure.

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
14.74% - 24.74%
(Variable)
Annual fee
$0 intro for first year; $95 after that
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
14.74% - 24.74%
(Variable)
Annual Fee
$0 intro for first year; $95 after that

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
16.74% - 24.74%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.74% - 24.74% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%
Introductory APR on purchases for 12 billing cycles
Intro APR
(Balance Transfer)
N/A
Regular APR
16.74% - 24.74%
Variable APR on purchases and balance transfers
Annual Fee
$0

Capital One® VentureOne® Rewards Credit Card

Capital One® VentureOne® Rewards Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
13.74% - 23.74%
(Variable)
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels; learn more at hotels.com/venture
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 13.74%-23.74% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%
for 12 months
Intro APR
(Balance Transfer)
N/A
Regular APR
13.74% - 23.74%
(Variable)
Annual Fee
$0

Bank of America® Cash Rewards Credit Card

Bank of America® Cash Rewards Credit Card
Intro APR for Balance Transfer
0%
Intro APR for 12 billing cycles for balance transfers made in the first 60 days
Regular APR
14.99% - 24.99%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 14.99% - 24.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%
Introductory APR on purchases for 12 billing cycles
Intro APR
(Balance Transfer)
0%
Intro APR for 12 billing cycles for balance transfers made in the first 60 days
Regular APR
14.99% - 24.99%
Variable APR on purchases and balance transfers
Annual Fee
$0

Citi Simplicity® Card - No Late Fees Ever

Citi Simplicity<sup>&reg;</sup> Card - No Late Fees Ever
Intro APR for Balance Transfer
0%*
for 18 months
Regular APR
15.74% - 25.74%*
(Variable)
Annual fee
$0*
Apply Now
Excellent/Good Credit

Benefits & Key features

  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee…EVER
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month

Excellent/Good

Credit Needed
680
850
Intro APR
(Purchases)
0%*
for 18 months*
Intro APR
(Balance Transfer)
0%*
for 18 months
Regular APR
15.74% - 25.74%*
(Variable)
Annual Fee
$0*