Advertiser Disclosure

EMV Chip Credit Cards

With identify theft on the rise, especially in the United States, it’s critical that cardholders are proactive when it comes to their financial security. Millions of Americans have fallen victim to credit card fraud, which is why the added security from EMV smart chip technology is a lifesaver. Don’t take chances when it comes to protecting your personal information—choose one of the EMV chip credit cards below, and enjoy the peace of mind in knowing that your transactions are exponentially more secure.

Citi ThankYou® Premier Card

Citi ThankYou<sup>&reg;</sup> Premier Card

Citi ThankYou® Premier Card

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  • Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3X Points on Travel, Including Gas Stations
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline loyalty programs
  • No Foreign Transaction Fees on purchases*
Intro APR for Balance Transfer
N/A
Regular APR
16.24% - 25.24%*
Annual fee
$95
Recommended Credit
Excellent Credit
Apply Now
Intro APR for Balance Transfer
N/A
Regular APR
16.24% - 25.24%*
Variable
Annual fee
$95
waived for first 12 months*
Apply Now
Excellent Credit

Benefits & Key features

  • Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3X Points on Travel, Including Gas Stations
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline loyalty programs
  • No Foreign Transaction Fees on purchases*

Excellent Credit

Credit Needed
720
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
16.24% - 25.24%*
Variable
Annual Fee
$95
waived for first 12 months*

Citi ThankYou® Preferred Card for College Students

Citi ThankYou<sup>&reg;</sup> Preferred Card for College Students

Citi ThankYou® Preferred Card for College Students

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  • Enjoy 0% Intro APR for 7 months on purchases from date of account opening; after that the variable APR will be 16.24% - 26.24% based upon your creditworthiness*
  • Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening
  • 2,500 ThankYou® Points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed at thankyou.com
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*
Intro APR for Balance Transfer
N/A
Regular APR
16.24% - 26.24%*
Annual fee
$0*
Recommended Credit
Good Credit
Apply Now
Intro APR for Balance Transfer
N/A
Regular APR
16.24% - 26.24%*
Variable
Annual fee
$0*
Apply Now
Good Credit

Benefits & Key features

  • Enjoy 0% Intro APR for 7 months on purchases from date of account opening; after that the variable APR will be 16.24% - 26.24% based upon your creditworthiness*
  • Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening
  • 2,500 ThankYou® Points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed at thankyou.com
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*

Good Credit

Credit Needed
680
720
Intro APR
(Purchases)
0%
for 7 months
Intro APR
(Balance Transfer)
N/A
Ongoing APR
16.24% - 26.24%*
Variable
Annual Fee
$0*

Capital One® Spark® Classic for Business

Capital One® Spark® Classic for Business

Capital One® Spark® Classic for Business

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  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service
Intro APR for Balance Transfer
N/A
Regular APR
24.49%
Annual fee
$0
Recommended Credit
Average/Fair/Limited Credit
Apply Now
Intro APR for Balance Transfer
N/A
Regular APR
24.49%
Variable
Annual fee
$0
Apply Now
Average/Fair/Limited Credit

Benefits & Key features

  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service

Average/Fair/Limited Credit

Credit Needed
300
680
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
24.49%
Variable
Annual Fee
$0

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Citi<sup>&reg;</sup> / AAdvantage<sup>&reg;</sup> Platinum Select<sup>&reg;</sup> World Elite<sup>&#8482;</sup> Mastercard<sup>&reg;</sup>

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

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  • For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
  • New: Earn 2 AAdvantage® miles for every $1 spent at gas stations*
  • New: Earn 2 AAdvantage® miles for every $1 spent at restaurants*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
  • New: Earn a $100 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card*
  • No Foreign Transaction Fees*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines flights*
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
Intro APR for Balance Transfer
N/A
Regular APR
17.74% - 25.74%*
Annual fee
$99
Recommended Credit
Excellent/Good Credit
Apply Now
Intro APR for Balance Transfer
N/A
Regular APR
17.74% - 25.74%*
Variable
Annual fee
$99
waived for first 12 months*
Apply Now
Excellent/Good Credit

Benefits & Key features

  • For a limited time, earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
  • New: Earn 2 AAdvantage® miles for every $1 spent at gas stations*
  • New: Earn 2 AAdvantage® miles for every $1 spent at restaurants*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
  • New: Earn a $100 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card*
  • No Foreign Transaction Fees*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy preferred boarding on American Airlines flights*
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
17.74% - 25.74%*
Variable
Annual Fee
$99
waived for first 12 months*