Discover it® - Double Cash Back your first year

The following table shows the features, rates, and other key data for the Discover it® - Double Cash Back your first year offer in Discover offers. These terms are updated on a daily basis by the CreditCards.org database. If you wish to apply for the card, you may do so securely on its official website by clicking the Apply Now button below:
  • Double all the cash back you've earned at the end of your first year automatically—only for new cardmembers*
  • 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more—up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • 0% intro APR on purchases & balance transfers for 12 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.*
  • Free FICO® Credit Score on statements, online & by mobile app.* And 100% U.S.-based service any time.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won't raise your APR.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms & other info by clicking "Apply."
711
average
676
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0% for 12 months 0% for 12 months 10.99% - 22.99% Variable* $0 Excellent Credit*
Intro APR Purchases 0% for 12 months*
Intro APR Balance Transfer 0% for 12 months*
Regular APR 10.99% - 22.99% Variable*
Annual Fee $0*
Credit Needed Excellent Credit*

Credit Score Needed

Discover it® - Double Cash Back your first year is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Discover offers.

Credit Limit

If approved for the card, the issuer will notify you of the credit limit on your card. Please see the Discover it® - Double Cash Back your first year for complete terms, conditions, and details of the offer.