- Fair. No annual fee. No overlimit fee. No foreign transaction fee. Plus, pay up to midnight ET online or by phone on your due date without a fee. No late fee on your first late payment. And paying late won’t raise your APR.*
- Generous. 5% cash back on up to $1,500 in purchases for Online Shopping through December 2013 with free and easy sign-up. And 1% cash back on all other purchases.*
- Human. 100% U.S.-based customer service available any time.
- Safe. Because you’re never responsible for unauthorized charges with our $0 Fraud Liability Guarantee.
- Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
- *Click “Apply" to see rates, rewards free FICO® Credit Score terms and other information.
|Intro APR Purchases||0%-14 mths*|
|Intro APR Balance Transfer||0%-14 mths*|
|Regular APR||10.99%-22.99% Variable*|
|Credit Needed||Excellent Credit*|
Credit Score NeededDiscover it® is generally for people with Excellent Credit, though other factors besides credit score can also determine whether a particular application is accepted. See more Discover offers from all credit card issuers.
Most Helpful User Review
User ReviewsAverage Rating: 9.2 out of 10 based on 347 user ratings.
Credit LimitIf approved for the card, the issuer will notify you of the credit limit on your card. Please see the Discover it® for complete terms, conditions, and details of the offer.
+ Applicants have received approvals with these TransUnion New Account credit scores. These approved metrics are only guidelines and approval is not guaranteed.