Advertiser Disclosure

Credit Cards For Excellent Credit

One of the primary benefits of having an impressive credit history and a high credit score is being eligible for the most attractive credit card offers on the market. Banks are more than happy to do business with consumers like yourself, and they’re willing to offer you attractive terms, including large bonuses, travel rewards, and amazing perks—in order to get your business. Consumers with excellent credit can choose the excellent credit credit card with the best terms and which rewards their spending habits. Below is a list of the best credit card offers for those with the highest tier of credit scores. Below you will find our most popular credit card offers for people with excellent credit.

BankAmericard® Credit Card

BankAmericard® Credit Card
Intro APR for Balance Transfer
0%
Intro APR for 15 billing cycles for balance transfers made in the first 60 days
Regular APR
14.49% - 24.49%
Variable APR on purchases and balance transfers
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.49% - 24.49% Variable APR. 3% fee (min $10) applies to balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
0%
for 15 billing cycles
Intro APR
(Balance Transfer)
0%
Intro APR for 15 billing cycles for balance transfers made in the first 60 days
Ongoing APR
14.49% - 24.49%
Variable APR on purchases and balance transfers
Annual Fee
$0

Citi Simplicity® Card - No Late Fees Ever

Citi Simplicity® Card - No Late Fees Ever
Intro APR for Balance Transfer
0%*
for 18 months
Regular APR
15.49% - 25.49%*
Variable
Annual fee
$0*
Apply Now
Excellent/Good Credit

Benefits & Key features

  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee…EVER
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 15.49% - 25.49% based on your creditworthiness*
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
0%*
for 18 months
Intro APR
(Balance Transfer)
0%*
for 18 months
Ongoing APR
15.49% - 25.49%*
Variable
Annual Fee
$0*

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
14.49% - 24.49%
Variable
Annual fee
$95
Waived first year
Apply Now
Excellent/Good Credit

Benefits & Key features

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • New! Earn 10 miles per dollar on hotels when you pay with your Venture card at hotels.com/venture; learn more at hotels.com/venture
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
14.49% - 24.49%
Variable
Annual Fee
$95
Waived first year

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card
Intro APR for Balance Transfer
0%
intro on balance transfers for 9 months
Regular APR
14.49% - 24.49%
Variable
Annual fee
$0
Apply Now
Excellent/Good Credit

Benefits & Key features

  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 14.49%-24.49% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 14.49%-24.49% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

Excellent/Good Credit

Credit Needed
680
850
Intro APR
(Purchases)
0%
for 9 months
Intro APR
(Balance Transfer)
0%
intro on balance transfers for 9 months
Ongoing APR
14.49% - 24.49%
Variable
Annual Fee
$0

Barclaycard Ring™ Mastercard®

Barclaycard Ring™ Mastercard®
Intro APR for Balance Transfer
N/A
Regular APR
10.49%
Variable
Annual fee
$0
Apply Now
Excellent Credit

Benefits & Key features

  • A low, variable APR on purchases, balance transfers and cash advances
  • No annual fee
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score
  • See Rates & Fees

Excellent Credit

Credit Needed
720
850
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Ongoing APR
10.49%
Variable
Annual Fee
$0