Excellent Credit

Credit cards for excellent credit are generally for those with a FICO score at least 725 and who always pay their credit cards, loans, and other bills on time. While other factors are also used to determine whether an applicant is approved for a card, these cards require that applicants have displayed an excellent credit history for approval. The following are the best credit card offers for excellent credit as selected by the CreditCards.org staff:

Discover it® Card Experts Choice Offer

The new Discover it card is out to change the way people think about credit cards.
Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
Flexible…Choose your own due date and pay up to midnight ET online or by phone.
Human…talk to a real person any time with 100% U.S.-based service.
Safe…Because you’ll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
0%-14 mths*	0%-14 mths*	10.99 - 22.99% (Variable)*	$0*	Excellent Credit*

Capital One® VentureOne℠ Rewards Credit Card

1.25 miles per dollar on every purchase, every day and no annual fee
One-time bonus of 10,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
Redeem miles for airline tickets, hotel rooms, car rentals, and more
No limit on the miles you can earn and miles don't expire
Fly on any airline, any time with no blackout dates
0% intro APR on purchases until May 2014
No foreign transaction fees

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
0%-until May 2014*	N/A*	11.90%-19.90% (Variable)*	$0*	Excellent Credit*

Citi® Diamond Preferred® Card

Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
Citi(R) Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
Let our 24/7 concierge service help book your hotel rooms, flights and more.
Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass(R).
$0 liability on unauthorized purchases and Citi® Identity Theft Solutions
No annual fee*

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
0%-18 mths*	0%-18 mths*	11.99%-21.99% (Variable)*	$0*	Excellent Credit*

Citi Simplicity® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
No late fees - EVER
No penalty rate - EVER
No annual fee - EVER
Save time when you call with fast, personal help, 24 hours a day.

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
0%-18 mths*	0%-18 mths*	12.99% - 21.99% (Variable)*	$0*	Excellent Credit*

Chase Sapphire Preferred® Card

40,000 bonus points after you spend $3,000 in the first 3 months- that's $500 toward travel rewards!
2 points per dollar spent on travel and dining at restaurants & 1 point per dollar spent on all other purchases
Get 20% off airfare, hotels, car rentals and cruises when you redeem through Ultimate RewardsSM
No foreign transaction fees
Receive a 7% Annual Points Dividend on all new points earned on purchases - even on points already redeemed
1:1 point transfer to leading frequent travel programs - that means 1,000 Ultimate Rewards points equal 1,000 partner miles/points
Direct access to expert service advisors anytime
Introductory Annual Fee of $0 the first year, then $95

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	15.24% (Variable)*	$0 1st year, then $95*	Excellent Credit*

Citi Simplicity® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
No late fees - EVER
No penalty rate - EVER
No annual fee - EVER
Save time when you call with fast, personal help, 24 hours a day.

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
0%-18 mths*	0%-18 mths*	12.99% - 21.99% (Variable)*	$0*	Excellent Credit*

Capital One® Platinum Prestige Credit Card

0% intro APR until August 2014 on balance transfers
0% intro APR until August 2014 on purchases
No annual fee
$0 Fraud Liability if your card is lost or stolen
24-hour travel assistance gives you a replacement card and cash advance
24-hour roadside assistance
Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
0%-until August 2014*	0%-until August 2014*	10.90%-18.90% (Variable)*	$0*	Excellent Credit*

Chase Freedom® Visa - $100 Bonus Cash Back

This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
0% Intro APR for 15 months on purchases and balance transfers
5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
No annual fee and rewards never expire

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
0%-15 mths*	0%-15 mths*	13.99%-22.99% (Variable)*	N/A*	Excellent Credit*

Discover it® Card - 18 Month Promotional Balance Transfer

The new Discover it card is out to change the way people think about credit cards.
Fair…No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won’t increase your APR for paying late.*
Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
Flexible…Choose your own due date and pay up to midnight ET online or by phone.
Human…talk to a real person any time with 100% U.S.-based service.
0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
0%-6 mths*	0%-18 mths*	10.99 - 22.99% (Variable)*	$0*	Excellent Credit*

Barclaycard® Rewards MasterCard® - Excellent Credit

Earn 5,000 points, equal to a $50 statement credit, after your first purchase or balance transfer
0% Introductory APR for 12 months on purchases and balance transfers
No annual fee
Earn 2 points per $1 on gas, grocery, and utility purchases
Earn 1 points per $1 everywhere else
Use the points you earn like cash to pay for almost any purchases you've made.
No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up
This offer is for individuals with a good to excellent credit history which amongst other things is clear of bankruptcy and delinquent accounts

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
0%-12 mths*	0%-12 mths*	14.99%-24.99% (Variable)*	$0*	Excellent Credit*

Related Offers

Springleaf Financial Loans

Loans from $1,000 - $25,000 or more
Lower Interest rates
Loans for ANY Reason
Loans to meet your needs & fit your budget
1,100 branch locations for your convenience

Credit Cards › Excellent Credit

Credit Rating	APR Avg
Excellent Credit	12.51%
Good Credit	16.57%
Fair Credit	20.87%
Bad/No Credit	34.26%