Fair Credit

Credit cards for fair credit are generally for those with a FICO score at least 600 and who mostly pay their credit cards, loans, and other bills on time. Note that FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, your credit score alone does not guarantee or imply approval for any particular credit card offer. The following are the best credit card offers for fair credit as selected by the CreditCards.org staff:

Capital One® Cash Rewards - Average Credit Experts Choice Offer

50% bonus on the cash back you earn every year
1% cash back on all purchases
Earn unlimited cash back that doesn't expire
Redeem cash back anytime for any amount, even set automatic redemptions
Personalize your card with an image of your choice
0% intro APR on purchases until February 2014

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
0%-until February 2014*	N/A*	19.80% (Variable)*	$39*	Fair Credit*

Capital One® Platinum Credit Card

$0 intro annual fee for the first year; $19 after that
Image Card - personalize your card with an image of your choice
$0 Fraud Liability if your card is lost or stolen
Monitor your spending with text message alerts

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	24.90% (Variable)*	$0 intro for first year; $19 after that*	Average Credit*

Barclaycard® Rewards MasterCard® - Average Credit

Earn 2 points per $1 on gas, grocery, and utility purchases
Earn 1 points per $1 everywhere else
No balance transfer fee
No annual fee
Use the points you earn like cash to pay for almost any purchases you've made.
No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	24.99% (Variable)*	$0*	Average Credit*

First PREMIER® Bank Credit Cards

Offers for all credit types. See which one you Pre-Qualify for.
If you've had trouble in the past, this may be your chance to prove you can responsibly manage a credit account.
Rebuild your credit history by making on-time monthly minimum payments and keeping your balances under their limits with all your creditors.
Monthly reporting to the major Consumer Reporting Agencies

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	See Website*	See Website*	Fair Credit*

Capital One® Classic Platinum Credit Card

0% intro APR on purchases until February 2014
$0 Fraud Liability if your card is lost or stolen
Enjoy MasterCard benefits, including 24-hour roadside assistance and extended warranty protection
Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
0%-until February 2014*	N/A*	19.80% (Variable)*	$39*	Average Credit*

Capital One® Cash Rewards for Newcomers

A card designed to help those new to the U.S. establish credit and earn cash back
Build credit with responsible use -- plus automatic reporting to the three major credit bureaus
Get 2% cash back on travel purchases
Earn 1% cash back on all other purchases
No foreign transaction fees
No annual fee

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	24.90% (Variable)*	$0*	Average Credit*

VISA® Platinum from Credit One Bank®

Get pre-qualified for a Visa Platinum card
Perfect card for people who need more buying power and convenience
Pick your payment due date to fit your schedule
Email or text alerts to remind you when your payment is due
Free online monthly credit score tracking included
Automatic reviews for credit line increase opportunities
Choose your card design from our premium gallery

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	23.90% (Variable)*	$75 first year, then $99*	Fair Credit*

Discover it® for Students with $20 Cashback Bonus

The new Discover it card is out to change the way people think about credit cards.
Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
Generous...5% cash back in categories that change throughout the year like gas, restaurant, movies, and more up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most out of your rewards for how you use your card.
Flexible...Choose your own due date and pay up to midnight ET online or by phone.
Human...talk to a real person any time with 100% U.S.-based service.
Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
Experience our cash rewards with $20 Cashback Bonus® when you make your first purchase within 3 months of approval.* Standard variable purchase APR*- 12.99% - 18.99%. *Click apply for Terms & Conditions.

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	See Terms*	12.99%-18.99% (Variable)*	$0*	Fair Credit*

First PREMIER® Bank Gold Credit Card

Checking Account Required
Apply today and if approved, simply pay a Processing Fee and you could begin enjoying a $300 credit limit (subject to available credit)
This is a credit card - not a debit or prepaid card
Reports your credit history to the major Consumer Reporting Agencies
A Gold credit card offer for those with less than perfect credit.
Apply for a credit card today - Get a response today!

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	See Website*	See Website*	Bad Credit*

Journey Student Rewards from Capital One®

Designed to help students build good credit with responsible use
Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
Customizable text and e-mail alerts to help keep you on track
Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
No annual fee
$0 Fraud Liability if your card is lost or stolen

Intro APR Purchases	Intro APR Balance Transfer	Regular APR	Annual Fee	Credit Needed
N/A*	N/A*	19.80% (Variable)*	$0*	Average Credit*

Related Offers

Springleaf Financial Loans

Loans from $1,000 - $25,000 or more
Lower Interest rates
Loans for ANY Reason
Loans to meet your needs & fit your budget
1,100 branch locations for your convenience

Credit Cards › Fair Credit

Credit Rating	APR Avg
Excellent Credit	12.51%
Good Credit	16.57%
Fair Credit	20.87%
Bad/No Credit	34.26%