Advertiser Disclosure

First PREMIER® Bank Credit Cards

For consumers with less than perfect credit on their credit reports, it can seem like your credit card applications will never be approved. Fortunately, there are credit card issuers that are willing to give consumers another chance, and First PREMIER® Bank credit cards are at the top of the list. As opposed to prepaid credit cards, the First PREMIER® Bank credit card is one tool you can use to show you can responsibly manage credit. Pay your minimum payment on-time and stay within your credit limit for positive reports to the Credit Reporting Agencies. Below you will find our most popular First PREMIER® Bank credit card offers.

First PREMIER® Bank Mastercard® Credit Card

First PREMIER® Bank Mastercard® Credit Card

First PREMIER® Bank Mastercard® Credit Card

Apply Now
  • Checking Account Required
  • We may approve those currently building their credit history
  • All credit types welcome to apply!
  • Looking for a second chance at a credit card? We may approve you when others will not.
  • The First PREMIER Bank Mastercard is a good addition to your credit options.
  • The activity on our manageable credit limit products is reported to all major Consumer Reporting Agencies on a monthly basis.
  • Good credit not required
  • Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Intro APR for Balance Transfer
N/A
Regular APR
See Issuer Website
Annual fee
See Issuer Website
Recommended Credit
Bad/Fair
Apply Now
  • Checking Account Required
  • We may approve those currently building their credit history
  • All credit types welcome to apply!
  • Looking for a second chance at a credit card? We may approve you when others will not.
  • The First PREMIER Bank Mastercard is a good addition to your credit options.
  • The activity on our manageable credit limit products is reported to all major Consumer Reporting Agencies on a monthly basis.
  • Good credit not required
  • Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Apply Now
Bad/Fair Credit

Bad/Fair

Credit Needed
300
680
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website

First PREMIER® Bank Gold Credit Card

First PREMIER® Bank Gold Credit Card

First PREMIER® Bank Gold Credit Card

Apply Now
  • Checking Account Required.
  • Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
  • We may approve those currently building their credit history.
  • Looking for a second chance at a credit card? We may approve you when others will not.
  • Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Intro APR for Balance Transfer
N/A
Regular APR
See Issuer Website
Annual fee
See Issuer Website
Recommended Credit
Bad
Apply Now
  • Checking Account Required.
  • Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
  • We may approve those currently building their credit history.
  • Looking for a second chance at a credit card? We may approve you when others will not.
  • Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Apply Now
Bad Credit

Bad

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website

First PREMIER® Bank Classic Credit Card

First PREMIER® Bank Classic Credit Card

First PREMIER® Bank Classic Credit Card

Apply Now
  • Checking Account Required
  • Unlike some other issuers, we may approve those currently building their credit history.
  • Offers those with below average credit a second chance for a credit card
  • Previous bankruptcy OK 
  • We may approve those with Bad Credit​
  • Good credit not required
  • Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Intro APR for Balance Transfer
N/A
Regular APR
See Issuer Website
Annual fee
See Issuer Website
Recommended Credit
Bad
Apply Now
  • Checking Account Required
  • Unlike some other issuers, we may approve those currently building their credit history.
  • Offers those with below average credit a second chance for a credit card
  • Previous bankruptcy OK 
  • We may approve those with Bad Credit​
  • Good credit not required
  • Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Apply Now
Bad Credit

Bad

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website

First PREMIER® Bank Secured Credit Card

First PREMIER® Bank Secured Credit Card

First PREMIER® Bank Secured Credit Card

Apply Now
  • If approved, fund your Security Deposit to open your account.  Once open, you will have the opportunity to build your credit limit up to $5,000
  • No credit history required to apply for this credit card
  • Reports monthly to the major Consumer Reporting Agencies unlike most prepaid accounts
  • Previous bankruptcy OK ​​
  • Quarterly FICO score on your monthly billing statement
  • Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Intro APR for Balance Transfer
N/A
Regular APR
See Issuer Website
Annual fee
See Issuer Website
Recommended Credit
Bad
Apply Now
  • If approved, fund your Security Deposit to open your account.  Once open, you will have the opportunity to build your credit limit up to $5,000
  • No credit history required to apply for this credit card
  • Reports monthly to the major Consumer Reporting Agencies unlike most prepaid accounts
  • Previous bankruptcy OK ​​
  • Quarterly FICO score on your monthly billing statement
  • Complimentary Mastercard Identity Theft Resolution Services (subject to Mastercard guidelines)
  • Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Apply Now
Bad Credit

Bad

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
See Issuer Website