For consumers with less than perfect credit on their credit reports, it can seem like your credit card applications will never be approved. Fortunately, there are credit card issuers that are willing to give consumers another chance, and First PREMIER® Bank credit cards are at the top of the list. As opposed to prepaid credit cards, the First PREMIER® Bank credit card is one tool you can use to show you can responsibly manage credit. Pay your minimum payment on-time and stay within your credit limit for positive reports to the Credit Reporting Agencies. Below you will find our most popular First PREMIER® Bank credit card offers.