Credit Cards for Bad Credit

Bad Credit Credit CardsCredit cards for bad credit are generally for those with a poor FICO score of 599 or less and who have paid late on their credit cards, loans, or other bills multiple times. Note that FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, your credit score alone does not guarantee or imply approval for any particular credit card offer. The following are the best credit card offers for bad credit as selected by the CreditCards.org staff:
First PREMIER® Bank Gold Credit Card

3546
  • Checking Account Required
  • This is a credit card - not a debit or prepaid card
  • Reports your credit history to the major Consumer Reporting Agencies
  • If approved, pay your $95 Processing Fee to open your account and access your available credit
  • Apply for a credit card today - Get a response today!
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*N/A*See Site* Bad Credit
Orchard Bank Classic MasterCards

1935
  • An Excellent Credit Card for Rebuilding Credit Scores; Reports to 3 Major Credit Bureaus Monthly!
  • Acceptance at Millions of Locations Worldwide, Including Website Purchases and Reservations
  • Your Account Information is Updated and at Your Fingertips 24/7 So You Can Manage It Your Way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*N/A*14.90% - 19.90%* Bad / Fair Credit
First PREMIER® Bank Classic Credit Card

3095
  • A credit card offer for those with less than perfect credit!
  • This is a credit card - not a debit or prepaid card
  • Reports your credit history to the major Consumer Reporting Agencies
  • Just click it! Responses in 60 seconds
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*N/A*See Site* Bad Credit
Credit One Bank® Visa Platinum Card

3364
  • Pre-Qualify for a Visa credit card without affecting your credit score
  • Get a starting credit line up to $1,500
  • No enrollment fee
  • No over the credit limit fee
  • Choose your card design from our premium gallery
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*N/A*23.9%* Fair Credit
PREMIER Forward® MasterCard® Credit Card issued by First PREMIER® Bank

3207
  • A good choice for those with less than perfect credit.
  • We may approve you when other issuers will not
  • This is a credit card, not a debit card or prepaid card
  • Credit card responses in 60 seconds or less
  • Monthly reporting to major Consumer Reporting Agencies.  Apply now!
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*N/A*See Site* Bad / Fair Credit
UPside Visa® Prepaid Card

3503
  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A**N/A**N/A** No Credit Check
First PREMIER® Bank MasterCard® Credit Card

3196
  • Confidential online application process
  • Reports to the major Consumer Reporting Agencies
  • If approved, pay your Processing Fee to open your account and access your $300 credit limit
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*N/A*See Site* Bad / Fair Credit