Credit Cards for Excellent Credit

Credit Cards for Excellent CreditCredit cards for excellent credit are generally for those with a FICO score at least 725 and who always pay their credit cards, loans, and other bills on time. While other factors are also used to determine whether an applicant is approved for a card, these cards require that applicants have displayed an excellent credit history for approval. The following are the best credit card offers for excellent credit as selected by the CreditCards.org staff:
Citi® Platinum Select® MasterCard®

2782
  • 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • No annual fee*
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0%* - 18 Months And Purchases**0.00* - 18**11.99%-21.99%* (Variable)* Excellent Credit
Chase Freedom® Visa - $200 Bonus Cash Back

2959
  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A**N/A**15.99%-22.99%*(Variable)* Excellent Credit
United MileagePlus® Explorer Card

2948
  • Earn up to 40,000 bonus miles & first year free, a $95 value*
  • Check your first bag for free on United and Continental-operated flights, up to a $50 value round trip
  • Board your flight before general boarding with priority boarding privileges
  • Visit the United Club with two complimentary day passes every year, up to a $100 value
  • Earn 2 miles for $1 spent on tickets purchased from United and Continental and 1 mile per $1 everywhere else
  • Enjoy exclusive access to once-in-a-lifetime events through Inside Access from Chase
  • Your miles don't expire and there is no limit to the number of miles you can earn
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A**N/A**14.24%*(Variable)* Excellent Credit
Capital One® Platinum Prestige Credit Card

1940
  • 0% intro APR until May 2013 on balance transfers
  • 0% intro APR until May 2013 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0% Intro APR And Balance Transfers* - Until May 2013**0.00* - N/A**10.9% - 18.9% (V)** Excellent Credit
Continental Airlines OnePass® Plus Card

2330
  • Earn up to 40,000 bonus miles & first year free ($95 value)*
  • Now with priority boarding privileges on Continental and United flights
  • Check your first bag for free on Continental and United flights, up to a $50 value
  • Visit the United Club with two complimentary passes every year, a $100 value
  • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
  • Your miles don't expire and there is no limit to the number of miles you can earn
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A**N/A**14.24% *(Variable)* Excellent Credit
Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back

3040
  • $200 cash back after $500 in purchases within the first 3 months of account opening
  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
  • Each quarter, you can enroll to earn additional cash back in popular categories.
  • 5% average cash back at select merchants through Citi Bonus Cash Center®
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No annual fee*
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*0.00* - N/A**15.99%-22.99%* (Variable)* Excellent
Chase Sapphire® Card

2668
  • Limited Time Offer - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
  • 2 points per dollar spend on dining & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 24/7 direct access to expert service advisors (No voice recording)
  • No annual fee!
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A**0.00* - N/A**15.24% *(Variable)* Excellent Credit