Credit Cards for Fair Credit

Credit Cards for Fair CreditCredit cards for fair credit are generally for those with a FICO score at least 600 and who mostly pay their credit cards, loans, and other bills on time. Note that FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, your credit score alone does not guarantee or imply approval for any particular credit card offer. The following are the best credit card offers for fair credit as selected by the CreditCards.org staff:
Capital One® No Hassle CashSM Rewards Credit Card

1881
  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • Bonus: Get up to 15% more cash back when you shop online at select merchants through Perk Central
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards any time for any amount, even set up automatic redemption
  • 0% intro APR on purchases until November 2012
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0% Intro APR * - Until November 2012**N/A**17.9% - 22.9% (V)** Average Credit
Capital One® Platinum Credit Card

1939
  • $0 intro annual fee for the first year; $19 after that
  • Image Card - personalize your card with an image of your choice
  • $0 Fraud Liability if your card is lost or stolen
  • Monitor your spending with free text message alerts
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A**N/A**24.9% (V)** Average Credit
Capital One® Cash Rewards for Newcomers

2456
  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
  • No annual fee
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A**N/A**24.9% (V)** Average Credit
PREMIER Forward® MasterCard Credit Card

3211
  • Checking Account Required
  • A good choice for those with less than perfect credit.
  • We may approve you when other issuers will not
  • This is a credit card, not a debit card or prepaid card
  • Credit card responses in 60 seconds or less
  • Monthly reporting to major Consumer Reporting Agencies.  Apply now!
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*N/A*See Site* Bad / Fair Credit
Capital One® Classic Platinum Credit Card

1909
  • 0% intro APR on all purchases until November 2012
  • $0 Fraud Liability if your card is lost or stolen
  • Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0% Intro APR * - Until November 2012**N/A**17.9% - 22.9% (V)** Average Credit
PREMIER Possibilities® Credit Card

3216
  • Checking Account Required
  • You may be able to rebuild your credit if you do the following: make on-time monthly payments and keep your balances under the limits with all your creditors.
  • Once your account is open, you may have the chance to personalize your credit card
  • If approved, pay your Processing Fee to open your account and access your $300 credit limit
  • Get a credit card response in seconds!
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*N/A*See Site* Bad / Fair Credit
First PREMIER® Bank MasterCard® Credit Card

3195
  • Checking Account Required
  • Confidential online application process
  • Reports to the major Consumer Reporting Agencies
  • If approved, pay your Processing Fee to open your account and access your $300 credit limit
  • Plan your credit future with a First PREMIER Bank credit card
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*N/A*See Site* Bad / Fair Credit