Instant Approval Credit Cards

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Many credit card offers feature instant approval, meaning that applicants receive an online response immediately after completing the card's online application. Some of the products on this page do not offer instant approval, but a response will be provided within 60 seconds. The following are the best instant approval credit card offers selected by the CreditCards.org staff:

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A typical APR for the loans listed ranges from 261% to 1304% for a short-term loan.

All collection practices of these loans will always be in accordance with the principles of any federal regulation. Failure to repay the loan on time, delinquency or defaults on the registered account could negatively impact your credit score. Renewal policies vary for every lender, please read all the print presented on the application page. CreditCards.org does not fund any loans listed above. Click on the application for more details on terms and conditions.

† This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.