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Instant Approval Credit Cards

Many credit card offers feature instant approval, meaning that applicants receive an online response immediately after completing the card's online application. Some of the products on this page do not offer instant approval, but a response will be provided within 60 seconds. The following are the best instant approval credit card offers selected by the CreditCards.org staff:

Advertiser Disclosure

Editor’s choice

  • Next Millenium Card

    ANNUAL FEE
    N/A

    APR
    N/A

    Credit Needed: No Credit Check

    • Your Approval is Guaranteed
    • Enjoy a $1,000.00 Credit Line
    • No Credit Checks & No Credit Turndowns
    • Purchase products you need now and enjoy low monthly payments
    • 60 second application.

    Intro APR Purchases

    N/A

    Into APR Balance Transfer

    N/A

    Regular APR

    N/A

    Annual Fee

    N/A

    Credit Needed

    No Credit Check*

  • Horizon Gold Credit Card

    INTRO APR
    0.00%

    APR
    0.00%*

    Credit Needed: Bad Credit

    • $500 Credit Limit!
    • Guaranteed Approval.
    • No Credit Check.
    • Always 0.0% APR!
    • Fast Online application.
    • No employment check.

    Intro APR Purchases

    N/A

    Into APR Balance Transfer

    N/A

    Regular APR

    0.00%*

    Annual Fee

    N/A

    Credit Needed

    Bad Credit*

  • Fingerhut® Credit Account

    INTRO APR
    24.90%

    APR
    24.90%*

    Credit Needed: Bad Credit

    • Shop Great Brands at Fingerhut.com
    • Choose From Over 150,000 items
    • Budget Friendly Payments with Fingerhut Credit!
    • Apply for Fingerhut Credit today. Fill out our easy online application.

    Intro APR Purchases

    N/A

    Into APR Balance Transfer

    N/A

    Regular APR

    24.90%*

    Annual Fee

    $0*

    Credit Needed

    Bad Credit*

  • primor® Secured Visa Classic Card

    ANNUAL FEE
    $39

    APR
    13.99%*

    Credit Needed: Bad Credit

    • Fast, easy application process
    • No processing or application fees!
    • Low fixed interest rates with no penalty rate!
    • Reports to all three nationwide credit bureaus
    • Guaranteed Approval* As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*

    Intro APR Purchases

    N/A

    Into APR Balance Transfer

    N/A

    Regular APR

    13.99%*

    Annual Fee

    $39*

    Credit Needed

    Bad Credit*

  • First Progress Platinum Select Secured MasterCard

    ANNUAL FEE
    $39

    APR
    14.99% (variable)*

    Credit Needed: Bad Credit

    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Quick and Complete Online Application
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
    • Nationwide Program though not yet available in NY, IA, AR, or WI

    Intro APR Purchases

    N/A

    Into APR Balance Transfer

    N/A

    Regular APR

    14.99% (variable)*

    Annual Fee

    $39*

    Credit Needed

    Bad Credit*

  • AccountNow® Prepaid Visa® Card

    ANNUAL FEE
    $0

    APR
    N/A

    Credit Needed: Bad Credit

    • $0 Monthly Fee
    • No Minimum Balance
    • No Credit Check. No Overdraft Fee.
    • Free Direct Deposit and Online Bill Payment
    • Use it everywhere Visa Debit Card accepted
    • Now with Purchase Rewards
    • Perfect for Occasional Usage

    Intro APR Purchases

    N/A

    Into APR Balance Transfer

    N/A

    Regular APR

    N/A

    Annual Fee

    $0*

    Credit Needed

    Bad Credit*

  • First Progress Platinum Prestige Secured MasterCard

    ANNUAL FEE
    $44

    APR
    11.99% (variable)*

    Credit Needed: Bad Credit

    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Quick and Complete Online Application
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
    • Nationwide Program though not yet available in NY, IA, AR, or WI

    Intro APR Purchases

    N/A

    Into APR Balance Transfer

    N/A

    Regular APR

    11.99% (variable)*

    Annual Fee

    $44*

    Credit Needed

    Bad Credit*

  • primor® Secured Visa Gold Card

    ANNUAL FEE
    $49

    APR
    9.99%*

    Credit Needed: Bad Credit

    • No Processing Or Application Fees!
    • Low Fixed Interest Rates with No Penalty Rate!
    • Reports to all three nationwide credit bureaus
    • Guaranteed Approval*
    • As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
      *See application for additional details

    Intro APR Purchases

    N/A

    Into APR Balance Transfer

    N/A

    Regular APR

    9.99%*

    Annual Fee

    $49*

    Credit Needed

    Bad Credit*

  • Unity Visa® Secured Credit Card

    ANNUAL FEE
    $39

    APR
    17.99% (Fixed)*

    Credit Needed: Bad Credit

    • A secured credit card designed to help rebuild your credit
    • Reports to all 3 major credit bureaus
    • Low, fixed (Not variable) interest rate of 17.99%
    • Your security deposit can get you Min. $250/Max. $10,000 credit limit
    • Manage your account online
    • No application fee or penalty rate
    • Credit line secured by fully-refundable FDIC insured deposit submitted with application

    Intro APR Purchases

    9.95%-6 months*

    Into APR Balance Transfer

    9.95%-6 months*

    Regular APR

    17.99% (Fixed)*

    Annual Fee

    $39*

    Credit Needed

    Bad Credit*

  • First Progress Platinum Elite MasterCard® Secured Credit Card

    ANNUAL FEE
    $29

    APR
    19.99% (variable)*

    Credit Needed: Bad Credit

    • Receive Your Card More Quickly with New Expedited Processing Option
    • No Credit History or Minimum Credit Score Required for Approval
    • Quick and Complete Online Application
    • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
    • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
    • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
    • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
    • 24/7 Online Access to Your Account
    • Nationwide Program though not yet available in NY, IA, AR, or WI

    Intro APR Purchases

    N/A

    Into APR Balance Transfer

    N/A

    Regular APR

    19.99% (variable)*

    Annual Fee

    $29*

    Credit Needed

    Bad Credit*

related offers

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    Personal loan

    $100-$10,000

    Click-n-Loan - Loans $100 - $10,000+

    • Loans from $100 – $10,000+
    • Repayment Terms up to 60 months!
    • Get your cash as fast as tomorrow
    • * APR between 4.999% & 35.80%
  • Usc_logo_2
    Personal loan

    $100- $35,000

    UnitedStatesCredit.com - Personal Loans $100 - $35,000

    • Unsecured Personal Loans from $100-$35,000
    • Good, Bad and No Credit Welcome!
    • Get cash in as little as 24 hours.
    • Lower Interest rates.
    • Loans for any purpose.
    • No collateral, no problem.
    • Bankruptcy is NO problem!
  • Springleaf
    Personal loan

    $1,000-$25,000

    Springleaf Financial Loans

    • Loans from $1,000 - $25,000 or more
    • Lower Interest rates
    • Loans for ANY Reason
    • Loans to meet your needs & fit your budget
    • 1,100 branch locations for your convenience
    • Eligible states: AL, CA, CO, FL, GA, ID, IL, IN, KY, LA, MO, MS, NC, NM, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI, WV

Credit Karma users have received approvals with these TransUnion New Account credit scores. These approved metrics are only guidelines and approval is not guaranteed.

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