Advertiser Disclosure

The Best Instant Approval Credit Cards of 2017

If you need immediate access to a credit line and don’t have the time to wait for your application to be assessed, then you should apply for one of the following instant approval credit cards. Intended for consumers that don’t have the luxury of time, these credit cards will provide you with an immediate response to your application. Gaining approval is typically dependent upon the applicant’s credit score, and the higher your credit score the easier it will be for your credit card application to be approved instantly.

Total VISA® Credit Card

Total VISA® Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
See Terms*
Annual fee
See Terms*
Apply Now
Bad/Fair Credit

Benefits & Key features

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
  • No-Fee credit line increase opportunities!  

Bad/Fair

Credit Needed
300
680
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Terms*
Annual Fee
See Terms*

First Progress Platinum Elite MasterCard® Secured Credit Card

First Progress Platinum Elite MasterCard® Secured Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
19.99%
(variable)
Annual fee
$29
Apply Now
Bad Credit

Benefits & Key features

  • Fund your new MasterCard® secured credit card with your tax refund today!
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account

 

Bad

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
19.99%
(variable)
Annual Fee
$29

Fingerhut Credit Account issued by WebBank

Fingerhut Credit Account issued by WebBank
Intro APR for Balance Transfer
N/A
Regular APR
See Issuer Website
Annual fee
$0
Apply Now
Fair/Bad Credit

Benefits & Key features

  • Fingerhut offers more than 500,000 items including the brand names you want like Samsung, KitchenAid, and DeWalt
  • Take advantage of low monthly payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
  • Fast, easy online application process and a quick decision
  • Not an access card

Fair/Bad

Credit Needed
300
680
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
See Issuer Website
Annual Fee
$0

Horizon Gold Credit Card

Horizon Gold Credit Card
Intro APR for Balance Transfer
N/A
Regular APR
N/A*
Annual fee
$24.95 benefits plan membership will be auto-debited monthly
Apply Now
Bad Credit

Benefits & Key features

  • Guaranteed Approval
  • Bad Credit Accepted
  • No Employment Check
  • Reports to a Major Bureau

Bad

Credit Needed
300
620
Intro APR
(Purchases)
N/A
Intro APR
(Balance Transfer)
N/A
Regular APR
N/A*
Annual Fee
$24.95 benefits plan membership will be auto-debited monthly