Limited or No Credit

Advertiser Disclosure

Credit Cards for No CreditCredit cards for limited or no credit are generally for those who have limited credit, lack an established credit history and have never had a credit card, loan, or other line of credit their name. Note that FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, your credit score alone does not guarantee or imply approval for any particular credit card offer. Below you will find our most popular credit card offers for people with limited or no credit.

Advertiser Disclosure
Capital One® Platinum Credit Card Apply Now
  • Start with a $0 intro annual fee for the first year; $19 after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account - even from your smartphone with our mobile app
  • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
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average
530
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 24.9%* Variable $0 intro for first year; $19 after that* Fair Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 24.9% Variable*
Annual Fee $0 intro for first year; $19 after that*
Credit Needed Fair Credit*
  • Unlimited 1% cash back gas rewards
  • No limit to the gas rewards you can earn
  • Rewards post to your account automatically each month
  • Get Pre-Qualified without affecting your credit score
  • Automatic reviews for credit line increase opportunities     
  • Keep an eye on your credit information with free online monthly credit score tracking
  • Choose your card design from our premium gallery
  • Email or text alerts to remind you when your payment is due
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 17.90%-23.90% (Variable)* $35-$99* Bad Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 17.90%-23.90% (Variable)*
Annual Fee $35-$99*
Credit Needed Bad Credit*
Capital One® Secured MasterCard® Apply Now
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Your minimum security deposit gets you a $200 credit line
  • You may qualify for a credit line increase based on your payment history and creditworthiness-no additional deposit required
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It’s a credit card-accepted at millions of locations worldwide
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average
464
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 22.9%* Variable $29* Limited Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 22.9% Variable*
Annual Fee $29*
Credit Needed Limited Credit*
Capital One® QuicksilverOne® Cash Rewards Credit Card Apply Now
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until December 2015; 22.9% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
617
average
537
lowest
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%* until December 2015 0%* until December 2015 22.9%* Variable $39* Fair Credit*
Intro APR Purchases 0% until December 2015*
Intro APR Balance Transfer 0% until December 2015*
Regular APR 22.9% Variable*
Annual Fee $39*
Credit Needed Fair Credit*
  • $500 Credit Limit!
  • Guaranteed Approval.
  • No Credit Check.
  • Always 0.0% APR!
  • Fast Online application.
  • No employment check.
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 0.00%* N/A Bad Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 0.00%*
Annual Fee N/A*
Credit Needed Bad Credit*
  • Build Your Credit with our monthly reporting to all 3 credit bureaus.
  • Control Your Finances, start with a security deposit and credit line as low as $200.
  • Apply in less than 5 minutes, No credit check necessary.
  • Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month.
  • Extra Credit When You Need It, increase your credit line up to $5000 (subject to approval).
  • Easy funding options, with 4 ways to fund and No checking account needed.
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 17.50% (Variable)* $29* No Credit Check*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 17.50% (Variable)*
Annual Fee $29*
Credit Needed No Credit Check*
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • Fund your new MasterCard® secured credit card with your tax refund today!
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 11.99% (variable)* $44* Bad Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 11.99% (variable)*
Annual Fee $44*
Credit Needed Bad Credit*
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 29.99%* $75.00 for the first year, $48 annually after that* Bad Credit/Fair Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 29.99%*
Annual Fee $75.00 for the first year, $48 annually after that*
Credit Needed Bad Credit/Fair Credit*
  • $0 Monthly Fee
  • No Minimum Balance
  • No Credit Check. No Overdraft Fee.
  • Free Direct Deposit and Online Bill Payment
  • Use it everywhere Visa Debit Card accepted
  • Now with Purchase Rewards
  • Perfect for Occasional Usage
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A N/A $0* Bad Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR N/A*
Annual Fee $0*
Credit Needed Bad Credit*
  • Shop Great Brands at Fingerhut.com
  • Choose From Over 150,000 items
  • Budget Friendly Payments with Fingerhut Credit!
  • Apply for Fingerhut Credit today. Fill out our easy online application.
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A N/A 24.90%* $0* Bad Credit*
Intro APR Purchases N/A*
Intro APR Balance Transfer N/A*
Regular APR 24.90%*
Annual Fee $0*
Credit Needed Bad Credit*

Related Offers

  • Unsecured Personal Loans from $100-$35,000
  • Good, Bad and No Credit Welcome!
  • Lower Interest rates.
  • Loans for any purpose.
  • No collateral, no problem.
  • Call Now for a Free Credit Analysis: 1-855-382-3441
  • Leading provider of credit repair services
  • Over 1/2 million clients served in 18 years
  • Only credit repair agency to publish all client results
  • Average reporting clients see 85% of negative items removed
  • Loans from $100 – $10,000+
  • Repayment Terms up to 60 months!
  • Get your cash as fast as tomorrow
  • * APR between 4.999% & 35.80%
Credit Cards › Limited or No Credit

† This information is provided through a relationship with CreditKarma.com. Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.