Low Interest Credit Cards

Low Interest Credit CardsA low interest credit card features a low annual percentage rate (APR) on purchases and/or balance transfers. This type of offer is ideal for those who plan to carry a balance from month-to-month on their credit card, as the low interest rate will result in lesser interest charges on the balance. The following are the best low interest credit card offers as selected by the CreditCards.org staff:
Capital One® Platinum Prestige Credit Card

2961
  • 0% intro APR until September 2013 on balance transfers
  • 0% intro APR until September 2013 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - Until 09/2013 **0.00%* - Until 09/2013 **10.90-18.90% (Variable)** Excellent Credit
Citi Simplicity® Card

3368
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - 18 Months **0.00%* - 18 Months **12.99-21.99% (Variable)** Excellent Credit
Capital One® Cash Rewards - Average Credit

3241
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases until March 2013
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - Until 03/2013 **N/A**17.90-22.90% (Variable)** Fair Credit
Citi® Diamond Preferred® Card

2568
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - 18 Months **0.00%* - 18 Months **11.99-21.99% (Variable)** Excellent Credit
Discover® Open Road Card

3425
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - 15 Months **0.00%* - 15 Months **10.99-19.99% (Variable)** Good Credit
Discover® More® Card

1854
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - 15 Months **0.00%* - 15 Months **10.99-20.99% (Variable)** Good Credit
Discover® Motiva Card

3437
  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
0.00%* - 15 Months **0.00%* - 15 Months **10.99-20.99% (Variable)** Good Credit