New Identity Theft Protection Promises To Keep You AllClear

New Identity Theft Protection Promises To Keep You AllClear

Watch out identity theives…there’s a new dynamic duo in town, and they’re out to fight fraud like never before. MarketWatch recently reported that AllClear ID, an award winning tech company specializing in identity theft protection, has partnered with the National Cyber-Forensics and Training Alliance (NCFTA).

The NCFTA includes all kinds of good guys fighting the good fight, pulling together everyone from law enforcement to security researchers. Now they’ll be armed with cutting-edge technology, thanks to AllClear. The company has created a system that will securely alert consumers when their personal information is stolen and used illegally.

This groundbeaking fraud detection service is offered totally free of charge, and also comes with perks such as support from top security researchers, advancing internet scans to root out compromised personal data, and follow-up support if fraud is detected. To sign up, simply visit www.AllClearID.com or download the new AllClear ID iPhone application from the Apple App Store.

Other Ways to Steer Clear of Identity Thieves

Of course, it can’t hurt to do a little dynamic crime stopping yourself. Here are five straightforward ways to keep your identity, well, yours:

1. Buy a shredder—and use it. Shred everything: receipts, old bank statements, pre-approved credit card offers. Any document with personal information on it could be useful to an identity thief.  

2. Check up on your accounts. Take the time to look over your purchase history, and not just when you get a monthly statement. Keep an eye out for weird charges or unauthorized use.

3. Look for the httpS. Make sure all of your online purchases happen through an encrypted, secure site. An easy way to check? Look for the “https” instead of the usual http at the beginning of the web address.

4. Read the privacy policy. Before you make an online purchase or register for something online, read the privacy policy. Understand how your personal information will be handled. Hint: you don’t want it shared with third parties.

5. Pick a good password. Please don’t use your mother's maiden name, your birth date, or the last four digits of your Social Security number. Don’t even use a single word that would appear in a dictionary. Pick a combination of letters, numbers, and special characters instead.

 

SOURCES:

http://www.marketwatch.com/story/allclear-id-partners-with-retailers-and-cyber-security-experts-to-alert-consumers-when-identity-thieves-have-access-to-their-bank-accounts-credit-cards-and-social-security-numbers-2012-03-14

http://www.bankrate.com/brm/news/cc/20020612a.asp

http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/deter.html

PHOTO CREDIT:

http://commons.wikimedia.org/wiki/File:-_Padlock_-.jpg

Credit Card Offers

Citi® Diamond Preferred® Card
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi(R) Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass(R).
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Apply for Citi® Diamond Preferred® Card
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-18 mths* 0%-18 mths* 11.99%-21.99% (Variable)* $0* Excellent Credit*
Capital One® Cash Rewards - Average Credit
  • 50% bonus on the cash back you earn every year
  • 1% cash back on all purchases
  • Earn unlimited cash back that doesn't expire
  • Redeem cash back anytime for any amount, even set automatic redemptions
  • Personalize your card with an image of your choice
  • 0% intro APR on purchases until February 2014
Apply for Capital One® Cash Rewards - Average Credit
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
0%-until February 2014* N/A* 19.80% (Variable)* $39* Fair Credit*
Capital One® Venture℠ Rewards Credit Card
  • 2 miles per dollar on every purchase, every day
  • As seen in Money® Magazine’s “Best” issue three years in a row. - Money® Magazine May 2010, 2011, 2012
  • Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
  • Redeem your miles for any travel expense
  • No limit on the miles you can earn and miles don't expire
  • Fly on any airline, any time with no blackout dates
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
Apply for Capital One® Venture℠ Rewards Credit Card
Intro APR Purchases Intro APR Balance Transfer Regular APR Annual Fee Credit Needed
N/A* N/A* 13.90%-20.90% (Variable)* $0 intro for first year; $59 after that* Excellent Credit*