No Annual Fee Credit Cards

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Most credit card issuers offer no annual fee for the first year of use. These credit cards can range for users who have any type of credit rating. Most cards listed not only have no annual fee, but also other incentives such as, points, reward programs, rebates, and more. The following are our most popular no annual fee credit cards provided by our partners:

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A typical APR for the loans listed ranges from 261% to 1304% for a short-term loan.

All collection practices of these loans will always be in accordance with the principles of any federal regulation. Failure to repay the loan on time, delinquency or defaults on the registered account could negatively impact your credit score. Renewal policies vary for every lender, please read all the print presented on the application page. does not fund any loans listed above. Click on the application for more details on terms and conditions.

† This information is provided through a relationship with Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors may affect credit card approval, these approval metrics are only guidelines and approval is not guaranteed.