Prepaid Credit Cards

Prepaid Credit CardsA prepaid credit card requires that the cardholder load money to the card before it can be used for purchases. As purchases are made, the amounts are deducted from the available balance and the debit card must again be reloaded. These cards are ideal for those who want to avoid the pitfalls of a credit card, such as interest charges or overspending. The following are the best prepaid credit card offers as selected by the CreditCards.org staff:
UPside Visa® Prepaid Card

2191
  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A**N/A**N/A** No Credit Check
Ready Debit Platinum Visa Prepaid Card

3457
  • Get Your Premium Benefits:
  • Exclusive Rewards Program
  • Free Credit Score Tracker
  • Easy Mobile Banking and Text Alerts
  • Easy Online Bill Payment & Check Writing
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • No Credit Check*, no Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*N/A*N/A* No Credit Check
Account Now® Gold Visa® PrePaid

3451
  • 100% Guaranteed Approval* - No Credit Check
  • $0 Activation Fee
  • $25 bonus with Free direct deposit§
  • Shop online & Pay bills online
  • Up to $10,000 balance limit
  • Deposits are FDIC insured
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*N/A*N/A* No Credit Check
ReadyDebit Prepaid Visa Card

3454
  • Instant Account Number
  • Free Credit Score
  • Free Direct Deposit - paycheck, benefits, tax refunds
  • Free Unlimited Purchase Transactions.
  • Free Online Bill Payment & Check Writing
  • No Overdraft Fees or Balance Minimums
  • 100% Guaranteed Approval* - No Credit Checks
  • Choose Your Card Color - Blue or Pink
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*N/A*N/A* No Credit Check
Walmart MoneyCard Visa® Prepaid Card

2844
  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
****** No Credit Check
Green Dot® Gold PrePaid Visa®

3463
  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*N/A*N/A* No Credit Check
mPower™ Visa® Prepaid Card

3460
  • Fast, easy application - No Credit Checks
  • $10 Cash Bonus, Activation & Monthly Fees refunded when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay
  • No Minimum Balance
Intro - PurchasesIntro - Balance TransferRegular APRCredit Needed
N/A*N/A*N/A* No Credit Check